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$1,049,000

Beds
5
Baths
4.0
sq ft
3,342

528 Islebay Dr, Apollo Beach, FL 33572

528 Islebay Dr

APOLLO BEACH, FL 33572

  • 203 days on market
    • Price drop $50,000↓
    • Open house Apr 06
528 Islebay Blvd – Waterfront Home with Direct Bay Access Located on a saltwater canal in MiraBay, this David Weekley Key West floor plan offers four bedrooms on the main floor, including a large primary suite, plus a second-floor loft that can function as a fifth bedroom, in-law suite, or flex space. The open-concept great room provides space for a formal dining area, office, or entertainment setup and flows into the gourmet kitchen, which features 42" cabinets, granite countertops, a gas cooktop, and stainless steel appliances. The home has brand new (2024) 22mm waterproof LVP flooring throughout with no carpet, along with plantation shutters and faux wood blinds. The outdoor space includes an outdoor kitchen (installed in 2022) with Blaze stainless steel appliances, a beer tap, and Level 3 granite countertops. The backyard is finished with brick pavers, artificial turf, and an automatic adjustable awning for shaded dining. The private dock comes with a 10,000-pound boat lift and a jet ski lift for easy water access. This home has had several recent upgrades, including a new roof (2019), HVAC system (2016), water heater (2018), and exterior paint (2020). Additional updates include a garage floor upgraded with Polyaspartic coating (2024), new luxury one-piece toilets (2024), complete yard re-sod (2024), and newly installed gutters and downspouts (2024). The DeGeorge ceilings on the front porch and woodwork on the back porch add to the home’s quality finishes. MiraBay offers resort-style amenities, including a lagoon-style pool with a waterslide and lap lanes, two heated pools open year-round, a 24-hour gym, tennis, pickleball, and basketball courts, and miles of walking and biking trails. The community also features parks, a clubhouse, a café, and golf cart-friendly streets. Designed with flood resilience in mind, MiraBay provides added security in storm conditions.

Details

Property type

Single Family Residence

Est. home value

$906,519

Lot size

7,769 sq ft

Price per sq ft

$314

Year built

2004

Annual property taxes

$13,956

Monthly HOA fee

$14.33

Price History

02/23/2025
StellarMLS

StellarMLS #TB8302049

Price change
$1,049,000
-4.55%
01/02/2025
StellarMLS

StellarMLS #TB8302049

Price change
$1,099,000
-4.35%
09/11/2024
StellarMLS

StellarMLS #TB8302049

Listed
$1,149,000
+94.75%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Gated, Clubhouse, Fitness Center, Park, Playground, Pool, Restaurant, Sidewalks, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$538,338
Asking price
$1,049,000
Closing costs (~8% of asking)
-$83,920
Est. remaining loan balance
-$426,742
Cash to seller
$538,338

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Fidelity Funding Corp

Loan start date

February 2021

Original loan amount

$472,000

Est. remaining balance

$426,742

Interest rate

2.67%

Loan type

New Conventional, 30 year

Seller

Joseph E Rodriguez

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 6:45 PM

Listing updated: 03/31/2025 at 9:37 AM

Listed by: Shawna Calvert, ALIGN RIGHT REALTY SOUTH SHORE Phone #: (813) 645-4663

MLS: StellarMLS #TB8302049

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