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$693,400

Beds
3
Baths
2.0
sq ft
1,609

529 Christmas Tree Ln, Panama City Beach, FL 32413

529 Christmas Tree Ln

Panama City Beach, FL 32413

  • 39 days on market
    • Price drop $1,000↓
MOTIVATED SELLERSBEACH RETREAT ALERT! Includes New hot tub and deck, Polywood outdoor furniture.Looking for the perfect coastal getaway or a smart investment? This stunning 3-bed, 2-bath home in Panama City Beach's highly sought-after West End is larger than many new builds at 1,581 sq. ft.--plus, it comes with a 2-car garage! Completely furnished and move-in ready! Short-term rental approved--use as a second home & generate income! Just blocks from beach access in a golf cart-friendly community! Step inside to find elegant trey ceilings, a bright white kitchen with shiplap accents, gorgeous countertops, and coastal-inspired finishes throughout. The expansive veranda-style front porch is perfect for morning coffee or evening cocktails. Don't miss this turnkey beach retreat schedule your showing today! DM for details or to book a private tour!

Details

Property type

Single Family Residence

Est. home value

$703,492

Lot size

6,534 sq ft

Price per sq ft

$431

Year built

2022

Annual property taxes

$6,248

HOA

No

Price History

03/27/2025
CentralPanhandle

CentralPanhandle #769222

Price change
$693,400
-0.14%
03/20/2025
CentralPanhandle

CentralPanhandle #769222

Price change
$694,400
-0.22%
03/17/2025
CentralPanhandle

CentralPanhandle #769222

Price change
$695,900
-2.67%

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$155,834
Asking price
$693,400
Closing costs (~8% of asking)
-$55,472
Est. remaining loan balance
-$482,094
Cash to seller
$155,834

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Angel Oak Mortgage Solutions Llc

Loan start date

April 2022

Original loan amount

$510,000

Est. remaining balance

$482,094

Interest rate

3.85%

Loan type

New Conventional, 30 year

Seller

Elizabeth Jones and Cynthia Hawker

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 5:10 PM

Listing updated: 03/27/2025 at 3:41 PM

Listed by: Beth A Jones, Blue Swell Realty Phone #: (855) 233-7037

MLS: CentralPanhandle #769222

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