tomo logo

$255,000

Beds
3
Baths
2.0
sq ft
1,244

604 Fern St, Palatka, FL 32177

604 Fern St

PALATKA, FL 32177

  • 1 day on market
Welcome to your charming new home, ideally located near the heart of downtown Palatka! This delightful property blends timeless character with modern conveniences. The home has been thoughtfully restored and features a brand new roof, along with gleaming heart of pine floors that radiate warmth and elegance. The spacious primary bedroom is a serene retreat, complete with a luxurious en suite master bath. The chef-inspired kitchen is sure to impress, with stunning granite countertops, high-end stainless steel appliances, a large basin sink, and elegant lighting. The beautiful butcher block island provides ample space for meal preparation or casual dining. Step outside into the expansive, fenced yard, perfect for entertaining. Whether you're enjoying a peaceful evening on the large wood deck or unwinding by the cozy fire pit, this outdoor space offers the ideal setting for relaxation. Completely remodeled and move-in ready, this home offers a harmonious blend of style, comfort, and modern updates.

Details

Property type

Single Family Residence

Est. home value

$203,461

Lot size

9,583 sq ft

Price per sq ft

$205

Year built

1948

Annual property taxes

$4,253

HOA

No

Price History

02/28/2025
StellarMLS

StellarMLS #FC307734

Listed
$255,000
-12.07%
08/13/2024
RealMLS

RealMLS #2008272

Removed
$289,999
04/30/2024
RealMLS

RealMLS #2008272

Price change
$289,999
-3.01%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$214,832
Asking price
$255,000
Closing costs (~8% of asking)
-$20,400
Est. remaining loan balance
-$19,768
Cash to seller
$214,832

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Mortgage Research Center Llc

Loan start date

November 2022

Original loan amount

$20,350

Est. remaining balance

$19,768

Interest rate

6.02%

Loan type

New Conventional, 30 year

Seller

Robert L Ripley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/01/2025 at 2:15 PM

Listing updated: 03/01/2025 at 6:58 AM

Listed by: Jennifer Wagner, COASTAL REALTY PROS LLC Phone #: (386) 931-0580

MLS: StellarMLS #FC307734

StellarMLS logo

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