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$465,000

Beds
4
Baths
3.0
sq ft
1,846

620 Ludington Ave, Portage, MI 49002

620 Ludington Ave

Portage, MI 49002

  • <1 day on market
Welcome to the BEAUTIFULLY updated custom built 4 bedroom, 3 bathroom ranch in desirable South Portage. Filled with natural light, the volume ceilings throughout the entire main and lower level create a spacious, open concept living area. The primary & ensuite plus two bedrooms and a full bath are located on the main level alongside a large office (which could be used as a 5th bedroom). The finished basement includes an oversized bedroom, full bathroom, two living spaces, and a large utility/storage room currently used as a home gym with ability to be finished for added sq. footage.This move in ready home features crown molding throughout the main level and primary. Tray ceiling & jacuzzi tub. Large closets and storage areas. Walk in closet in primary. Many updates have recently been completed including new kitchen appliances, main floor laundry with new washer and dryer, new paint, new LVP flooring, light fixtures, bathroom fixtures, 200 amp electric service, etc. Enjoy your easy to maintain fenced in backyard in the hot tub. Store all of your toys/yard equipment in your custom built mini barn with electric. Attached oversized, finished 3 car garage with epoxy floor is perfect for keeping your vehicles out of the snow! Rainbird in-ground sprinkler system keeps your lawn looking great all summer long. Don't miss out on this better than new property in a quiet, well maintained neighborhood. Agent for owner, contact Michael Terry for your private showing. 269-873-6853. Open House Sunday November 10th, 2pm-5pm.

Details

Property type

Single Family Residence

Est. home value

$421,598

Lot size

0.28 acres

Price per sq ft

$252

Year built

2006

Annual property taxes

$7,568.76

Price History

11/04/2024
Realcomp

Realcomp #65024057830

Listed
$465,000
+17.13%
05/23/2022
Realcomp

Realcomp #66022010857

Sold
$397,000
+47.58%
03/19/2018
Realcomp

Realcomp #66018001223

Sold
$269,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Portage

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$53,108
Asking price
$465,000
Closing costs (~8% of asking)
-$37,200
Est. remaining loan balance
-$374,692
Cash to seller
$53,108

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Cherry Creek Mortgage Co Inc

Loan start date

May 2022

Original loan amount

$389,809

Est. remaining balance

$374,692

Interest rate

4.72%

Loan type

FHA, 30 year

Seller

Michael David Terry and Michelle Joann Terry

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 11/05/2024 at 6:00 AM

Listing updated: 11/04/2024 at 10:50 PM

Listed by: Michael D Terry, Phone #: (269) 251-8711

MLS: Realcomp #65024057830

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