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$439,900

Beds
4
Baths
3.0
sq ft
1,846

620 Ludington Ave, Portage, MI 49002

620 Ludington Ave

Portage, MI 49002

  • 4 days on market
    • Open house Feb 23
Quality built home in desirable South Portage. Welcoming entry to a spacious open - concept living space. The living and formal dining rooms have volume ceilings, brand new LVP floors, new paint throughout, and a gas fireplace. The kitchen has extended height cabinets, center island, pantry, and all (new 2023) appliances are included. Love natural sunlight? The sunroom provides a beautiful bonus/office space with entry to the privacy fenced backyard. The main level also features two bedrooms and the primary bedroom with private full bath + jet tub, a second full bath, and a spacious main level laundry with entry to the garage. Everything you need, right on the main level!In the full finished basement there is a spacious fourth bedroom and third full bathroom, two living spaces featuring volume ceilings, and 700 sq ft+ storage room currently used for a workout room and storage. Store your toys/tools in the custom built shed with electrical service and three car garage. In-ground irrigation system throughout property, upgraded 200 amp electric, hot tub. Quiet neighborhood at the beginning of a cul-d-sac.

Details

Property type

Single Family Residence

Est. home value

$421,598

Lot size

0.28 acres

Price per sq ft

$239

Year built

2006

Annual property taxes

$7,568.76

Price History

02/18/2025
Realcomp

Realcomp #65025005958

Listed
$439,900
-3.32%
02/03/2025
Realcomp

Realcomp #65024057830

Removed
$455,000
12/02/2024
Realcomp

Realcomp #65024057830

Price change
$455,000
-2.15%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Portage

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$31,680
Asking price
$439,900
Closing costs (~8% of asking)
-$35,192
Est. remaining loan balance
-$373,028
Cash to seller
$31,680

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Cherry Creek Mortgage Co Inc

Loan start date

May 2022

Original loan amount

$389,809

Est. remaining balance

$373,028

Interest rate

4.72%

Loan type

FHA, 30 year

Seller

Michael David Terry and Michelle Joann Terry

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/22/2025 at 4:15 PM

Listing updated: 02/19/2025 at 4:19 PM

Listed by: Michael D Terry, Michael D Terry, Michigan Top ProducersMichigan Top Producers Phone #: (269) 222-2550

MLS: Realcomp #65025005958

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