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$1,695,000

Beds
4
Baths
3.0
sq ft
3,628

620 Overton Dr, Mineral, VA 23117

620 Overton Dr

MINERAL, VA 23117

  • 386 days on market
    • Price drop $100,000↓
Enjoy easy lakefront living on one of the largest lots in the sought-after neighborhood of Overton Fork on the private side of Lake Anna. This beautiful, main level living, 4 bedroom (4th bedroom NTC), 3 bath updated ranch home with walk out basement, sunroom, office and 28x40 detached garage features impeccable finishes throughout with over 3,600 sq ft of living space on approximately 4 acres+/- (deeded acreage and Dominion Easement) with 200’ of waterfront. The paved driveway takes you past a large 24x16 gazebo w/electric; perfect for entertaining. Continue down to the enclosed boat house with an electric boat lift and large storage room lined with cedar for all your lake toys. The oversized climate controlled detached garage can easily house 4 cars and includes a full bath, compressor and a wall of storage cabinets. Whether sitting on the back deck, the sunroom, 6-person hot tub or the gazebo, you can soak in the beauty of this property and lake with your morning coffee or your favorite evening cocktail. Inside the home, every room has been updated. Newly installed upgraded granite countertops can be found in the kitchen and all three bathrooms. New stainless-steel appliances with gas range, beautiful refinished hardwood floors on the main level, new carpet throughout the expansive lower level, new paint, architectural trim details in living room, sunroom and rec room. The flow of this home and property along with the stately views lends itself to perfect lakefront living. This 4 acre lakefront estate is not to be missed. This is a great investment opportunity as Lake Anna was voted the #1 place in the US to own for short term rentals and AirBnB. Only 30 min to Charlottesville and 1 hr to Richmond.

Details

Property type

Single Family Residence

Est. home value

$1,046,473

Lot size

2.96 acres

Price per sq ft

$468

Year built

1997

Annual property taxes

$6,090

Monthly HOA fee

$27.08

Price History

11/19/2024
Bright

Bright #VALA2004672

Price change
$1,695,000
-5.57%
08/10/2024
Bright

Bright #VALA2004672

Price change
$1,795,000
-5.28%
11/02/2023
Bright

Bright #VALA2004672

Listed
$1,895,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

LOUISA COUNTY PUBLIC SCHOOLS

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Presidential Bank Fsb

Loan start date

January 2013

Original loan amount

$535,000

Est. remaining balance

$391,256

Interest rate

3.75%

Loan type

New Conventional, 30 year

Seller

Timothy Jones and Lisa Jones

Lender

Us Bank Na Nd

Loan start date

January 2013

Original loan amount

$42,600

Est. remaining balance

Not provided

Interest rate

2.74%

Loan type

Credit Line (Revolving), 25 year

Seller

Timothy Jones and Lisa Jones

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 11/22/2024 at 4:00 PM

Listing updated: 11/19/2024 at 1:44 PM

Listed by: Kimberly A Smith, Samson Properties Phone #: (540) 681-1500

MLS: Bright #VALA2004672

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