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$400,000

Beds
4
Baths
2.5
sq ft
2,483

620 South Charles L Mckay Place, Vail, AZ 85641

620 South Charles L Mckay Place

Vail, AZ 85641

  • 3 days on market
Discover this stunning 4-bed, 2.5-bath home nestled in a peaceful cul-de-sac with no rear neighbors! Priced between $400K-$425k, this property offers incredible value in a USDA-eligible area, providing buyers with a 0% down payment option. Plus, qualified veterans can take advantage of a 2.750% assumable mortgage rate!Step inside to a recently updated kitchen that perfectly blends style and functionality. Located within the highly sought-after Vail School District, this home boasts energy-efficient solar panels that have given the owners TONS of savings on electric costs (with the option to pay them off at closing), beautiful hard flooring throughout the main level, and a low-maintenance yard--perfect for easy living.

Details

Property type

Single Family Residence

Est. home value

$393,959

Lot size

8,712 sq ft

Price per sq ft

$162

Year built

2012

Annual property taxes

$3,548.59

Monthly HOA fee

$20

Price History

02/20/2025
MLSSAZ

MLSSAZ #22505199

Listed
$400,000
-4.74%
02/13/2025
MLSSAZ

MLSSAZ #22500976

Removed
$419,900
01/22/2025
MLSSAZ

MLSSAZ #22500976

Price change
$419,900
-5.43%

Schools & Community

Elementary school: 

Copper Ridge

Middle school: 

Corona Foothills

High school: 

Cienega

School district: 

Vail

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$151,680
Asking price
$400,000
Closing costs (~8% of asking)
-$32,000
Est. remaining loan balance
-$216,320
Cash to seller
$151,680

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pennymac Loan Services Llc

Loan start date

August 2020

Original loan amount

$239,604

Est. remaining balance

$216,320

Interest rate

3.13%

Loan type

VA, 30 year

Seller

Tyler Watson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/23/2025 at 3:45 PM

Listing updated: 02/22/2025 at 8:45 AM

Listed by: Alicia Marie Pastore, Alicia Marie Pastore, Realty Executives Arizona Territory Phone #: (520) 207-0903

MLS: MLSSAZ #22505199

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