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$490,000

Beds
3
Baths
2.0
sq ft
2,088

6304 Causeway Rd, Panama City, FL 32408

6304 Causeway Rd

Panama City Beach, FL 32408

  • 3 days on market
Discover this beautifully updated 3-bed 2-bath home in the heart of Panama City Beach! Built in 1981 and thoughtfully remodeled, this home offers a perfect blend of modern updates and coastal charm.Prime Location, just minutes from the white sandy beaches and local attractions. Enjoy your own outdoor oasis with a semi-inground pool, a cozy tiki hut with 1/2 turf, 1/2 sand, & a divided fenced yard--great for pets or entertaining. A private space at the rear of the home, set up with a bar area, perfect for a game room, man cave, or play area for the kids.Includes a new roof (2019), WH (2020), AC (2017) & brand-new pool pump (2025). Irrigation has its own well.Granite countertops, storm & energy-efficient windows, a glass storm door, and smart light switches in every room, compatible with any home hub device.Freshly painted inside and out, a fully remodeled guest bath (2023) with a deep soaker tub, & a master bath featuring a new glass surround.Two storage sheds, updated plumbing & electrical (2020). The septic tank & field lines were inspected and pumped in 2023.This home is move-in ready & offers everything you need to enjoy the Panama City Beach lifestyle, whether it be a new home, second home, or investment for STR.

Details

Property type

Single Family Residence

Est. home value

$414,711

Lot size

8,233 sq ft

Price per sq ft

$235

Year built

1981

Annual property taxes

$2,814

HOA

No

Price History

03/06/2025
CentralPanhandle

CentralPanhandle #769854

Listed
$490,000
+66.1%
09/11/2020
CentralPanhandle

CentralPanhandle #699796

Sold
$295,000
+180.95%
09/02/2016
CentralPanhandle

CentralPanhandle #647371

Sold
$105,000

Schools & Community

Neighborhood: 

Upper Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$198,400
Asking price
$490,000
Closing costs (~8% of asking)
-$39,200
Est. remaining loan balance
-$252,400
Cash to seller
$198,400

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Renasant Bank

Loan start date

September 2020

Original loan amount

$280,250

Est. remaining balance

$252,400

Interest rate

2.98%

Loan type

New Conventional, 30 year

Seller

Derek T Simmons and Jessica Franklin

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/10/2025 at 3:35 AM

Listing updated: 03/09/2025 at 1:50 PM

Listed by: Renee Redfern, Think Real Estate Phone #: (850) 270-4200

MLS: CentralPanhandle #769854

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