tomo logo

$369,900

Beds
3
Baths
2.5
sq ft
1,949

6305 Eclipse Cir, Jacksonville, FL 32258

6305 Eclipse Cir

Jacksonville, FL 32258

  • 7 days on market
    • Open house Feb 01
Welcome to this stunning, low-maintenance, two-story townhome in the Sumerlin gated community at Bartram Park. This beautiful Mediterranean-style townhome offers three upstairs spacious bedrooms, 2.5 bathrooms, and 1,949 square feet of living space. This Beazer townhome features an elegant design with arch-themed architecture inside and out and a concrete block first-floor construction for added durability. The covered patio and private courtyard with slate tile create a serene outdoor retreat, while the townhome faces a peaceful wooded area with visitor parking, providing tranquility, privacy, and extra parking. Inside, you'll find a large master suite with a custom walk-in closet, a luxurious tile shower, and a relaxing garden tub. The kitchen is a chef's dream, with 42'' cabinets, a pantry, ceramic clay flooring, new LG Signature smart stainless steel appliances, and a stylish tile backsplash. Throughout the townhome, you'll appreciate the new upgrades, including a water heater (July 2023), Lennox HVAC system (February 2024), upper roof (2021), lower roof (2025), gutters & downspouts (2025), light fixtures (July 2022), ceiling fans (July 2022), Brazilian Cherry 28mil Luxury Vinyl Plank flooring on 1st floor (February 2024), and many more. See Property Improvements under documents for a list of all improvements made since July 2022. This townhome has an oversized 2-car garage featuring an epoxy floor, overhead storage, and a 240V charging outlet (August 2024), for convenient charging at home. The location is ideal, with easy access to I-95, shopping, dining, schools, and a nearby hospital. The Sumerlin community offers fantastic amenities, including a clubhouse, a large community pool, cabanas, a pavilion, and a fitness center. The HOA covers worry-free living with outside maintenance, landscape/lawn maintenance, irrigation, and pest control. Enjoy a genuinely low-maintenance lifestyle in this impeccable townhome perfect for those looking for great schools, proximity to the beach, and convenience. For potential buyers who meet the lender's qualifications, there is a rare and exciting opportunity to assume the current owner's loan at a low interest rate of 5.5%. This loan assumption option can be a valuable benefit, allowing you to secure a mortgage at a highly competitive rate that is much lower than current market rates. This is a fantastic way to save money over the life of the loan, especially given today's fluctuating interest rates. This opportunity provides an additional layer of value to an already impressive property, offering both a well-maintained home and an advantageous financing option. If you meet the necessary criteria for loan assumption, you'll enjoy a significant financial benefit in addition to all the wonderful features that this townhome has to offer.

Details

Property type

Townhouse

Est. home value

$394,169

Property condition

Updated/Remodeled

Lot size

2,178 sq ft

Price per sq ft

$190

Year built

2007

Annual property taxes

$5,325.24

Monthly HOA fee

$295

Price History

01/31/2025
RealMLS

RealMLS #2066983

Listed
$369,900
-1.36%
07/13/2022
RealMLS

RealMLS #1171850

Sold
$375,000
+61.29%
12/03/2018
RealMLS

RealMLS #963874

Sold
$232,500

Schools & Community

Neighborhood: 

Del Rio

Elementary school: 

Bartram Springs

Middle school: 

Twin Lakes Academy

High school: 

Mandarin

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$14,034
Asking price
$369,900
Closing costs (~8% of asking)
-$29,592
Est. remaining loan balance
-$354,342
Cash to seller
-$14,034

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Equity Prime Mortgage Llc

Loan start date

July 2022

Original loan amount

$368,207

Est. remaining balance

$354,342

Interest rate

5.1%

Loan type

FHA, 30 year

Seller

Joshua Matthew Phillips and Brittney Dawn Phillips

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/31/2025 at 7:05 AM

Listing updated: 01/31/2025 at 3:31 AM

Listed by: SHIRLEY JEAN HAYES, WATSON REALTY CORP Phone #: (904) 436-1300

MLS: RealMLS #2066983

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