tomo logo

$499,000

Beds
2
Baths
1.5
sq ft
1,050

632 Charles Ct S, Saint Petersburg, FL 33701

632 Charles Ct S

ST PETERSBURG, FL 33701

  • <1 day on market
    • Open house Mar 01
Enjoy downtown living at an affordable price. This very well-maintained townhouse is close to everything amazing in Downtown St Pete - walking distance to the Tampa Bay, the Dali museum, the farmers market, St Pete pier, the Pinellas bike trail, the beach SunRunner, as well as all the incredible shops and restaurants along Central Ave. However you feel like you're out of the hustle and bustle. This 2005 townhouse offers a real sense of peace, tranquility and resilience - located on a quiet brick-lined street within the preferred Flood Zone X and constructed from cement siding. Enjoy the open-plan living, an abundance of natural light, the private outdoor patio, an updated kitchen, bathrooms, appliances, vaulted bedroom ceilings & plantation window shutters. This townhouse is very much move-in ready. The sellers have meticulously maintained and upgraded the interior finishes. Buyers can also have peace-of-mind knowing all the big ticket items have recently been updated - roof (2024) and HVAC (2020). Best of all this townhouse is a rare opportunity to live in downtown St Pete for under $500,000 with a monthly HOA fee of $283. Furnishings may be sold and transferred. Come and take a look. It won't last very long.

Details

Property type

Townhouse

Est. home value

$461,395

Lot size

745 sq ft

Price per sq ft

$476

Year built

2005

Annual property taxes

$4,525

Monthly HOA fee

$283

Price History

02/26/2025
StellarMLS

StellarMLS #TB8355019

Listed
$499,000
+45.91%
03/31/2020
StellarMLS

StellarMLS #U8077346

Sold
$342,000
+90%
12/19/2014
StellarMLS

StellarMLS #U7708247

Sold
$180,000

Schools & Community

Neighborhood: 

Downtown

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$212,770
Asking price
$499,000
Closing costs (~8% of asking)
-$39,920
Est. remaining loan balance
-$246,310
Cash to seller
$212,770

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Guaranteed Rate Inc

Loan start date

March 2020

Original loan amount

$273,600

Est. remaining balance

$246,310

Interest rate

3.47%

Loan type

New Conventional, 30 year

Seller

Boechler Rachet

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/26/2025 at 2:05 PM

Listing updated: 02/26/2025 at 12:39 PM

Listed by: Christian Sidwell, BHHS FLORIDA PROPERTIES GROUP Phone #: (727) 828-8615

MLS: StellarMLS #TB8355019

StellarMLS logo

Recently listed in ST PETERSBURG