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$525,000

Beds
3
Baths
2.5
sq ft
2,116

6320 N Lagoon Dr, Panama City, FL 32408

6320 N Lagoon Dr

Panama City Beach, FL 32408

  • 296 days on market
    • Price drop $10,000↓
This beautiful beach residence boasts a prime location near the naval base, schools, eateries, and all the vibrant attractions of Panama City Beach. Notably, it stands out for its orientation facing North Lagoon and Poinciana Dr, both of which are smoothly paved. The home offers the added convenience of dual entrances and a rear garage entry, allowing for easy parking access at the front. Fitness enthusiasts will appreciate the adjacent county-maintained walking/jogging path along North Lagoon Drive, perfect for staying active.Inside, you'll find lofty 9-foot ceilings, two expansive covered porches for outdoor relaxation, dual Central A/C units for enhanced comfort and energy efficiency, a luxurious jetted bathtub in the master bathroom, and abundant storage options. As an added benefit, the seller is offering a concession towards updates, giving you the flexibility to personalize the space to your liking.Don't miss your chance to own in the heart of Bay County--truly a beach paradise!

Details

Property type

Single Family Residence

Est. home value

$603,132

Lot size

5,706 sq ft

Price per sq ft

$249

Year built

2019

HOA

No

Price History

02/13/2025
CentralPanhandle

CentralPanhandle #756604

Price change
$525,000
-1.87%
02/13/2025
CentralPanhandle

CentralPanhandle #756604

Listed
$535,000
02/10/2025
CentralPanhandle

CentralPanhandle #756604

Pending
$535,000

Schools & Community

Neighborhood: 

Upper Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$240,550
Asking price
$525,000
Closing costs (~8% of asking)
-$42,000
Est. remaining loan balance
-$242,450
Cash to seller
$240,550

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Firstbank

Loan start date

February 2021

Original loan amount

$317,000

Est. remaining balance

$242,450

Interest rate

2.21%

Loan type

New Conventional, 15 year

Seller

Yong Choe

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 6:50 AM

Listing updated: 02/13/2025 at 4:19 PM

Listed by: Jean E McDougall, Emerald Coast Realty Group Phone #: (850) 235-2551

MLS: CentralPanhandle #756604

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