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$315,000

Beds
3
Baths
2.0
sq ft
1,188

634 Lloyd St, Fort Walton Beach, FL 32547

634 Lloyd St

Fort Walton Beach, FL 32547

  • 23 days on market
**VA ASSUMABLE MORTGAGE OF 6%** Move in perfection! Stunning updates everywhere you look! Roof is 2021, AC is 2021, Hot water heater is 2021! This one level home is has NO HOA fees and is located in the heart of FWB. As you step inside you will love the flooring, with neutral beach tones. The living room features vaulted ceiling with accent beam, fireplace, and French doors. The light and bright kitchen has soothing cabinets in trendy grey tone, tile floors, tile backsplash, granite counters, and eat in area. Both full bathrooms have renovated vanities with granite, flooring, toilets, and bathtubs/shower combos. Ceiling fans and neutral colors throughout the property. The backyard is privacy fenced and features additional storage for all your needs.

Details

Property type

Single Family Residence

Est. home value

$302,883

Lot size

3,920 sq ft

Price per sq ft

$266

Year built

1985

Price History

10/31/2024
EmeraldCoast

EmeraldCoast #962171

Listed
$315,000
+1.94%
11/22/2022
EmeraldCoast

EmeraldCoast #909620

Sold
$309,000
+27.69%
03/19/2021
EmeraldCoast

EmeraldCoast #864134

Sold
$242,000

Schools & Community

Elementary school: 

Wright

Middle school: 

Pryor

High school: 

Choctawhatchee

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$19,217
Asking price
$315,000
Closing costs (~8% of asking)
-$25,200
Est. remaining loan balance
-$309,017
Cash to seller
-$19,217

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Armed Forces Bank Na

Loan start date

November 2022

Original loan amount

$316,107

Est. remaining balance

$309,017

Interest rate

6.66%

Loan type

New Conventional, 30 year

Seller

Evan Daniel Hoagland and Viviana Rebecca Hoagland

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/23/2024 at 12:05 PM

Listing updated: 11/14/2024 at 12:17 PM

Listed by: Samantha L Lapomardo, Samantha L Lapomardo, Coldwell Banker Realty Phone #: (850) 897-4563

MLS: EmeraldCoast #962171

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