tomo logo

$214,900

Beds
3
Baths
2.0
sq ft
1,482

6398 SW 108th St, Ocala, FL 34476

6398 SW 108th St

OCALA, FL 34476

  • <1 day on market
Charming 3-Bedroom, 2 Bath Home in Spruce Creek, a 55+ Community in SW Ocala! This welcoming home offers split bedroom layout with 1,482 sq. ft. of living space and is perfect as a primary residence or second home. Enjoy peace of mind with recent updates, including a newer roof (2020), updated windows, and a newer septic system. Inside, you'll find laminate and tile flooring throughout most of the home, an updated kitchen with solid surface countertops and modern cabinetry, and a primary bathroom featuring accessible grab bars for added convenience. All appliances are included as well as washer and dryer. Relax in the enclosed Florida room or step outside to the covered patio, perfect for enjoying Ocala's beautiful weather. The 2-car garage provides ample storage, and the home can be purchased partially furnished or unfurnished - your choice. Spruce Creek offers an active lifestyle with community amenities and a welcoming atmosphere. Don't miss this fantastic opportunity, schedule your private showing today!

Details

Property type

Single Family Residence

Est. home value

$201,902

Lot size

0.25 acres

Price per sq ft

$146

Year built

1987

Annual property taxes

$2,248.86

Monthly HOA fee

$118

Price History

03/21/2025
StellarMLS

StellarMLS #OM697733

Listed
$214,900
+17.75%
04/05/2023
CitrusCounty

CitrusCounty #821337

Sold
$182,500

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Clubhouse, Pool

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$55,040
Asking price
$214,900
Closing costs (~8% of asking)
-$17,192
Est. remaining loan balance
-$142,668
Cash to seller
$55,040

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Plains Commerce Bank

Loan start date

April 2023

Original loan amount

$146,000

Est. remaining balance

$142,668

Interest rate

6.32%

Loan type

New Conventional, 30 year

Seller

Clifton W Greene Jr and Susan E Greene

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/21/2025 at 2:10 PM

Listing updated: 03/21/2025 at 12:25 PM

Listed by: Matt Taylor, CB/ELLISON RLTY WEST Phone #: (352) 854-9717

MLS: StellarMLS #OM697733

StellarMLS logo

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