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$1,115,000

Beds
4
Baths
4.5
sq ft
2,096

64 Emma Huggins Ln, Santa Rosa Beach, FL 32459

64 Emma Huggins Ln

Santa Rosa Beach, FL 32459

  • 236 days on market
    • Price drop $5,000↓
Welcome to your dream beach retreat at 64 Emma Huggins Lane in the sought-after Gulf Reflections community! Ideally located just moments from the sugar-white beaches and the vibrant shopping and dining scene of Gulf Place on 30A, this beautifully appointed home offers the perfect blend of convenience and coastal tranquility.Situated adjacent to the community swimming pool and backing up to a lush green space, this home provides both privacy and easy access to resort-style amenities. The entire interior was freshly painted in December 2023, creating a bright, modern feel. Sold fully furnished with a few exclusions, this move-in-ready property is an exceptional investment opportunity with strong short-term rental potential. The first floor features an inviting open-concept layout, seamlessly blending the kitchen, living, and dining areasideal for entertaining. A conveniently located bedroom and full bathroom on this level offer flexibility for guests or multi-generational living. Upstairs, you'll find three spacious bedrooms, each with its own en suite bathroom, providing comfort and privacy for family and guests alike. A new HVAC system was installed in 2025, enhancing energy efficiency and year-round comfort. Don't miss out on this rare opportunity to own a piece of paradise! Whether you're looking for a primary residence, a vacation getaway, or a high-performing rental property, this home checks all the boxes.

Details

Property type

Single Family Residence

Est. home value

$1,215,983

Lot size

Unknown

Price per sq ft

$532

Year built

2016

Monthly HOA fee

$220.58

Price History

03/11/2025
EmeraldCoast

EmeraldCoast #956632

Price change
$1,115,000
-0.45%
11/10/2024
EmeraldCoast

EmeraldCoast #956632

Price change
$1,120,000
-0.44%
08/09/2024
EmeraldCoast

EmeraldCoast #956632

Listed
$1,125,000
+153.01%

Schools & Community

Elementary school: 

Van R Butler

Middle school: 

Emerald Coast

High school: 

South Walton

Community features: 

Pool

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$700,993
Asking price
$1,115,000
Closing costs (~8% of asking)
-$89,200
Est. remaining loan balance
-$324,807
Cash to seller
$700,993

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fidelity Bank

Loan start date

September 2016

Original loan amount

$400,185

Est. remaining balance

$324,807

Interest rate

3.43%

Loan type

New Conventional, 30 year

Seller

Bruce D Cook and Leigha G Cook

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Price drop
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Status: Active

Tomo last checked: 04/02/2025 at 4:30 PM

Listing updated: 03/11/2025 at 5:24 PM

Listed by: Cynthia B Kennedy, Cynthia Kennedy, Cynthia B Kennedy, Cynthia B Kennedy, Cynthia Kennedy, Cynthia B Kennedy, The Agency Sandestin Phone #: (850) 267-8100

MLS: EmeraldCoast #956632

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