tomo logo

$1,525,000

Beds
4
Baths
3.0
sq ft
1,988

640 17th Ave, Santa Cruz, CA 95062

640 17th Ave

Santa Cruz, CA 95062

  • 81 days on market
    • Price drop $74,950↓
Introducing a rare beach living opportunity, available for the first time in 40 years. This versatile home blends craftsmanship with modern updates, ideal for a primary residence or investment. The main house of 1399 SF features 3 spacious bedrooms, 2 remodeled bathrooms and a fully updated kitchen. The upstairs is 600 SF offers a 1 bed with huge living room. Options to rent out or convert the whole home into a large 5-bedroom residence. Enjoy private outdoor spaces perfect for entertaining, along with rare parking for 4-5 vehicles. Located just a 7-minute walk from Sunny Cove Beach with easy access to parks, dining, shopping, and outdoor recreation truly captue the Santa Cruz lifestyle. Recent updates include a new roof and a cozy gas fireplace, enhancing comfort and efficiency. Whether you seek a primary home, vacation getaway, or long-term rental, this property offers endless possibilities. Potential buyers are advised to verify all vacation rental and building permits, square footage, bedroom, and bathroom counts, and compliance with applicable zoning and building codes. This unit has been used as a vacation rental since 2015. Income projections will be available in disclosures. Don't miss this unique chance to own a piece of Santa Cruz coastal charm!

Details

Property type

Single Family Residence

Est. home value

$1,178,004

Lot size

4,617 sq ft

Price per sq ft

$768

Year built

1940

Monthly HOA fee

$25

Price History

02/13/2025
BridgeMLS

BridgeMLS #ML81987780

Price change
$1,525,000
-4.68%
12/05/2024
BridgeMLS

BridgeMLS #ML81987780

Listed
$1,599,950

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

High school district: 

Santa Cruz City High

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Wells Fargo Bank Na

Loan start date

October 2010

Original loan amount

$87,385

Est. remaining balance

$5,660

Interest rate

3.83%

Loan type

New Conventional, 15 year

Seller

Terry Hutson and Kathleen Hutson

Lender

Wells Fargo Bank Na

Loan start date

February 2007

Original loan amount

$467,138

Est. remaining balance

Not provided

Interest rate

6.18%

Loan type

Credit Line (Revolving), 40 year

Seller

Terry Hutson and Kathleen Hutson

Lender

Rsl Mtg Corp

Loan start date

March 1997

Original loan amount

$100,000

Est. remaining balance

$16,632

Interest rate

7.85%

Loan type

Not Provided, 30 year

Seller

Terry Hutson and Kathleen Hutson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

BridgeMLS
$1,399,000
4 bd
|
3 ba
|
1,940 sq ft
|
House

620 Rio del Mar Blvd, Aptos, CA 95003

New
BridgeMLS
$1,749,000
4 bd
|
2.5 ba
|
1,798 sq ft
|
House

441 Dufour St, Santa Cruz, CA 95060

New
BridgeMLS
$1,749,000
4 bd
|
2.5 ba
|
2,164 sq ft
|
House

213 Fairmount Ave, Santa Cruz, CA 95062

Status: Active

Tomo last checked: 02/23/2025 at 2:20 PM

Listing updated: 02/16/2025 at 10:45 PM

Listed by: Deven H. Siggins, Epique Realty Phone #: (831) 331-6594

MLS: BridgeMLS #ML81987780

BridgeMLS logo

Recently listed in Santa Cruz

$2,349,000|3 bd|3.0 ba|House
$2,359,000|4 bd|2.0 ba|House
$115,000|2 bd|2.0 ba|Manufactured
$1,189,000|3 bd|1.5 ba|Townhouse
$750,000|1 bd|1.0 ba|House
$1,749,000|4 bd|2.5 ba|House
$1,375,000|3 bd|2.0 ba|House
$750,000|2 bd|1.0 ba|Townhouse
$1,749,000|4 bd|2.5 ba|House
$2,349,000|3 bd|3.0 ba|House