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$165,000

Beds
2
Baths
2.0
sq ft
932

640 N Nova Rd Unit 107, Ormond Beach, FL 32174

640 N Nova Rd Unit 107

Ormond Beach, FL 32174

  • 51 days on market
    • Price drop $10,000↓
Enjoy maintenance-free living - Tomoka Oaks North 2/2 condo. Parking close,1st floor, end unit, for easy in and out. It features new high-quality windows and doors, new carpeting with luxurious padding, fresh new paint, and a new hot water heater. The rest is already great! Enjoy lush foliage looking out and walking the path to an extra-large pool. Clubhouse is great to meet with your friends, read a book, hold an event. There's ample storage in this unit with an extra-large pantry and linen closet. The kitchen includes a brand-new Reverse Osmosis water filter system a pass thru bar counter to the Living area. The main bedroom has a custom closet and access to the screened-in porch. The 2nd bedroom offers a comfy queen-size murphy bed, built-in desk, and plenty of cabinets. Conveniently located near The Trails Shopping Center. Publix, restaurants, and shopping. You can walk or bike the path to Publix, restaurants, and shops, with easy HWY access - Nova to US 1, to I95 Bring Offers!!

Details

Property type

Condominium

Est. home value

$168,725

Property condition

Updated/Remodeled

Lot size

5.4 acres

Price per sq ft

$178

Year built

1976

Annual property taxes

$447

Monthly HOA fee

$555

Price History

03/24/2025
Daytona

Daytona #1209166

Price change
$165,000
-5.71%
02/20/2025
Daytona

Daytona #1209166

Price change
$175,000
-2.72%
02/08/2025
Daytona

Daytona #1209166

Listed
$179,900
+7.79%

Schools & Community

Elementary school: 

Ormond Beach

Middle school: 

Ormond Beach

High school: 

Seabreeze

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$82,932
Asking price
$165,000
Closing costs (~8% of asking)
-$13,200
Est. remaining loan balance
-$68,868
Cash to seller
$82,932

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homebridge Financial Services Inc

Loan start date

January 2019

Original loan amount

$77,200

Est. remaining balance

$68,868

Interest rate

4.75%

Loan type

New Conventional, 30 year

Seller

William E Stine Jr and Carmen Sue Stine

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/31/2025 at 5:50 PM

Listing updated: 03/24/2025 at 4:30 PM

Listed by: Terri Hinks, Gaff's Realty Company

MLS: Daytona #1209166

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