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$855,000

Beds
3
Baths
2.5
sq ft
2,559

6404 Key Island Ave, Apollo Beach, FL 33572

6404 Key Island Ave

APOLLO BEACH, FL 33572

  • 177 days on market
    • Price drop $3,500↓
Waterfront Paradise Awaits! No Flooding During Hurricanes! Welcome to 6404 Key Island Avenue—a rare gem that perfectly captures the essence of Florida living. Nestled on a large, builder-premier lot in a quiet cul-de-sac, this stunning waterfront home sits along a saltwater canal with direct access to Tampa Bay. Say goodbye to marina fees and enjoy the luxury of your own private dock with a boat lift, secured by a strong seawall while still offering breathtaking panoramic water views from every angle. When you step inside this 2,559 sq. home, you will appreciate its thoughtful blend of functionality and coastal elegance. The inviting curb appeal sets the tone as you enter through the foyer, where soaring 10’ ceilings and ceramic tile flooring create an open, airy feel. At the heart of the home, the gourmet kitchen overlooks the great room, ensuring stunning water views from your most frequented spaces. This chef’s dream features an ample island with granite countertops, new stainless-steel appliances (electric stove 2023, refrigerator 2024), a reverse osmosis system, and ample cabinetry. The great room is designed for entertaining and relaxation, perfect for movie nights, Sunday football, or hosting family and friends. A flex space can serve as an office, playroom, or formal dining area, while the main level also includes a laundry room and a guest half-bath. The primary suite, conveniently located on the first floor, offers a serene retreat with a spacious walk-in closet, dual vanities, an oversized shower, and a soaking tub. Upstairs, you'll find two generous bedrooms, a full bath, and a versatile bonus space—ideal as a second living area, media room, or guest quarters. Your outdoor oasis awaits! Enjoy peaceful mornings on the screened and covered lanai, sipping coffee as the coastal breeze drifts across the water, or unwind in the evening with a glass of wine while the sunset shimmers over the canal. Located in the gated community of Bimini Bay, residents enjoy exclusive amenities, including a community pool and clubhouse. This prime location offers easy access to waterfront dining, shopping, and major highways, making downtown Tampa and I-75 just a short drive away. If you're looking for the ultimate Florida lifestyle, don’t miss this opportunity—schedule your private tour today!

Details

Property type

Single Family Residence

Est. home value

$909,474

Lot size

0.52 acres

Price per sq ft

$335

Year built

2014

Annual property taxes

$6,304.02

Monthly HOA fee

$138.93

Price History

02/13/2025
StellarMLS

StellarMLS #T3551976

Price change
$855,000
-0.41%
02/02/2025
StellarMLS

StellarMLS #T3551976

Price change
$858,500
-0.06%
01/05/2025
StellarMLS

StellarMLS #T3551976

Price change
$859,000
-2.28%

Schools & Community

Elementary school: 

Apollo Beach-HB

Middle school: 

Eisenhower-HB

High school: 

Lennard-HB

Community features: 

Gated, Clubhouse, Pool

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$526,535
Asking price
$855,000
Closing costs (~8% of asking)
-$68,400
Est. remaining loan balance
-$260,065
Cash to seller
$526,535

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Home Point Financial Corporation

Loan start date

February 2022

Original loan amount

$314,500

Est. remaining balance

$260,065

Interest rate

2.33%

Loan type

VA, 15 year

Seller

Vaughn Lee Bussey and Margaret Mary Bussey

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 9:50 AM

Listing updated: 02/13/2025 at 2:57 PM

Listed by: Chantel DiMuzio, FLORIDA EXECUTIVE REALTY Phone #: (813) 327-7807

MLS: StellarMLS #T3551976

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Recently listed in APOLLO BEACH