tomo logo

$460,000

Beds
3
Baths
2.0
sq ft
1,250

641 Bay Lake Trl, Oldsmar, FL 34677

641 Bay Lake Trl

OLDSMAR, FL 34677

  • 26 days on market
One or more photo(s) has been virtually staged. A Flood-Free home with a pool and a lake view nestled between the bustling metropolitan charm of Tampa and the world-renowned sugar-white sand beaches of the Gulf Coast, Oldsmar offers the perfect blend of convenience and tranquility. Each time you enter the neighborhood along Shore Dr., you're greeted by a peaceful view of Tampa Bay, setting the tone for what’s to come. This meticulously cared-for home showcases exceptional craftsmanship and thoughtful details throughout. The kitchen, undoubtedly the heart of this home, is a true standout. The custom Brazilian Cherry cabinets were locally crafted by a skilled artisan with a lifetime of experience, and they’re a one-of-a-kind feature you won’t find at your local home supply store. The lower cabinets are equipped with pull-out shelves, offering added convenience and ensuring you can easily access every item. The kitchen flows seamlessly into the living area, providing not only beauty but also functional storage and workspace. Stainless steel appliances and elegant stone countertops further elevate the space, completing the look of this stunning, open-concept kitchen. Adjacent to the kitchen is a thoughtfully designed laundry room, conveniently located between the kitchen and garage. It features space for a stackable washer and dryer, along with a pull-down cabinet and hampers to keep everything neatly organized. Quality craftsmanship and luxurious materials flow throughout the home, including Brazilian Cherry wood, marble, travertine, and porcelain, creating a refined yet welcoming atmosphere. Step outside to find your own private sanctuary. The screened-in pool surrounded by lush tropical foliage overlooks a serene lake, creating the perfect space to relax or entertain. Whether you’re unwinding with a book or hosting a summer gathering, this backyard offers the ultimate in outdoor living. Seeing is believing—the photos simply can’t capture the full beauty of this exceptional property. Living in this golf-cart-friendly community means you’re just steps away from a variety of recreational amenities, including a public boat ramp, kayak launches, fishing piers, parks, playgrounds, and scenic trails. You’ll be in close proximity to multiple parks and just half a mile from Oldsmar Trail, which spans over 10 miles and connects to 10 major parks in the area—perfect for biking, jogging, or walking. This home is conveniently located near a variety of shopping and restaurant options. Just four miles down the road is Shaker & Peel, recently ranked among the Top 100 Places to Eat in the United States by Yelp in 2024. Within 13 miles of two International airports offering quick access to air travel for work or leisure, adding another layer of convenience to its already incredible location. Key Features & Updates: Interior of home professionally painted in 2023, Roof -2018 (Wind Mit attached), Pool was updated with new marcite and pool pump four years ago. This home offers the perfect combination of luxury, convenience, and lifestyle. Don’t miss the opportunity to make it yours!

Details

Property type

Single Family Residence

Est. home value

$402,624

Lot size

0.31 acres

Price per sq ft

$368

Year built

1985

Annual property taxes

$2,590.5

HOA

No

Price History

03/07/2025
StellarMLS

StellarMLS #TB8357831

Listed
$460,000
03/03/2025
StellarMLS

StellarMLS #TB8319057

Removed
$460,000
12/23/2024
StellarMLS

StellarMLS #TB8319057

Price change
$460,000
-3.16%

Schools & Community

Elementary school: 

Oldsmar Elementary-PN

Middle school: 

Carwise Middle-PN

High school: 

East Lake High-PN

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$287,533
Asking price
$460,000
Closing costs (~8% of asking)
-$36,800
Est. remaining loan balance
-$135,667
Cash to seller
$287,533

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Jpmorgan Chase Bank Na

Loan start date

August 2013

Original loan amount

$182,422

Est. remaining balance

$135,667

Interest rate

3.93%

Loan type

FHA, 30 year

Seller

John Tsangarinos and Johnna Maryanna Russo

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/03/2025 at 4:40 AM

Listing updated: 03/28/2025 at 6:50 AM

Listed by: Heather Macneale, HOFACKER & ASSOCIATES INC Phone #: (727) 527-7373

MLS: StellarMLS #TB8357831

StellarMLS logo

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