tomo logo

$200,000

Beds
5
Baths
2.0
sq ft
2,676

643 State St, Camden, NJ 08102

643 State St

CAMDEN, NJ 08102

  • 3 days on market
This is a HUD home, case # 351-811992 Nice inner row home just minutes from area bridges and Philadelphia! The recent paint and finish work really shines from the street, and the covered front porch is perfect for relaxing! Inside you'll find other updates from floors to ceiling fan in the living room and dining area, as well as an eat in kitchen with stainless steel appliances, and a contemporary backsplash! The home also boasts five good sized bedrooms and two full baths with newer tile and improvements. A full size basement tops it off with plenty of extra storage space. A must see! Schedule a showing today! HUD home sold "AS IS" Buyer is responsible for ALL transfer tax. Managed by Raine and Company. All offers that require financing must include a Lender's written pre-approval letter or proof of funds, which must include the case # & the address. All lenders must be willing to lend on an "AS IS" condition. The utilities are off so PLEASE use CAUTION. The buyer's agent must be present for all showings & inspections. All property information including "property condition report" is available on the web. Municipalities requiring City Certs/ Use & Occupancy are at the Buyer's expense.Buyers agents must obtain all required certs. Visit the HUD website (in agent remarks) for deadlines and bidding or to view more properties. Buyer pays all transfer tax, U&O & conveyancing fees. Disclosure & property condition report attached in MLS This property is IE (Insured escrow) First 30 days Owner Occupants ONLY

Details

Property type

Townhouse

Est. home value

$199,624

Lot size

1,280 sq ft

Price per sq ft

$75

Year built

1890

Annual property taxes

$2,020

HOA

No

Price History

11/10/2024
Bright

Bright #NJCD2078978

Listed
$200,000
+25%
06/30/2021
Bright

Bright #NJCD2000042

Sold
$160,000
+433.33%
08/11/2017
Bright

Bright #1003187441

Sold
$30,000

Schools & Community

Neighborhood: 

Pyne Poynt

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

CAMDEN CITY SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$37,996
Asking price
$200,000
Closing costs (~8% of asking)
-$16,000
Est. remaining loan balance
-$146,004
Cash to seller
$37,996

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Paramount Residential Mortgage Group Inc

Loan start date

July 2021

Original loan amount

$157,102

Est. remaining balance

$146,004

Interest rate

2.96%

Loan type

FHA, 30 year

Seller

Rameek Doughty

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 11/12/2024 at 5:40 PM

Listing updated: 11/10/2024 at 12:09 AM

Listed by: Elaine J. Corbin, 24-7 Real Estate, LLC Phone #: (215) 891-0777

MLS: Bright #NJCD2078978

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