tomo logo

$1,250,000

Beds
4
Baths
3.0
sq ft
2,254

649 Mosaic Cir, Oceanside, CA 92057

649 Mosaic Cir

Oceanside, CA 92057

  • 28 days on market
Fully renovated from top to bottom with approximately $300k in high-end finishes by the owners, this bright and spacious Rancho del Oro home nestled upon a peaceful cul-de-sac awaits! Bathed in natural light throughout, enjoy a warm and inviting atmosphere. The first floor features a beautifully remodeled kitchen with sleek quartz countertops, a large family room, and formal dining and living rooms perfect for both casual living and entertaining. A full bedroom and bath with walk-in shower on the main level are ideal for guests or as a convenient home office. Plus, the fully updated indoor laundry room adds an extra touch of convenience. Upstairs, the expansive primary suite offers a tranquil retreat, while two additional bedrooms and a full bath provide ample space for family or guests. The large, private backyard is perfect for entertaining or enjoying San Diego’s beautiful weather, offering plenty of space for outdoor activities. Additional features include solar power, air conditioning, a whole house fan, and a 3-car attached garage for ample storage. With low HOA fees and close proximity to top schools, Guajome Regional Park, shopping, and freeways, this home offers the ideal blend of comfort, convenience, and quality living. Enjoy being less than 20 minutes from the ocean for year-round outdoor enjoyment. As an added bonus a VA-qualified buyer could assume the existing low VA interest rate! Don’t miss out on this exceptional opportunity!

Details

Property type

Single Family Residence

Est. home value

$1,017,854

Lot size

5,466 sq ft

Price per sq ft

$555

Year built

1992

Monthly HOA fee

$142

Price History

03/06/2025
SanDiego

SanDiego #250020684

Listed
$1,250,000
+13.64%
03/08/2022
SanDiego

SanDiego #NDP2201870

Sold
$1,100,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Pool

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$77,830
Asking price
$1,250,000
Closing costs (~8% of asking)
-$100,000
Est. remaining loan balance
-$1,072,170
Cash to seller
$77,830

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homebridge Financial Services Inc

Loan start date

March 2022

Original loan amount

$1,139,600

Est. remaining balance

$1,072,170

Interest rate

3.55%

Loan type

VA, 30 year

Seller

Jonathan B Wallace and Brittany Erin Wallace

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 9:40 AM

Listing updated: 03/26/2025 at 6:08 PM

Listed by: Jeffrey Nix, Jeffrey Nix, Redfin Corporation Phone #: (877) 973-3346

MLS: SanDiego #250020684

SanDiego logo

Recently listed in Oceanside

$1,599,000|5 bd|3.0 ba|House
$949,900|3 bd|2.5 ba|House
$850,000|4 bd|3.5 ba|Condo
$750,000|3 bd|2.0 ba|House
$1,249,900|4 bd|3.0 ba|House
$1,200,000|5 bd|4.5 ba|House
$1,599,000|3 bd|3.0 ba|Condo
$800,000|4 bd|2.0 ba|House
$775,000|3 bd|2.0 ba|House
$1,225,000|4 bd|3.0 ba|House