tomo logo

$215,000

Beds
2
Baths
2.0
sq ft
1,296

6495 SW 109th St, Ocala, FL 34476

6495 SW 109th St

OCALA, FL 34476

  • 39 days on market
Welcome to Spruce Creek North, a vibrant 55+ community in the heart of Ocala! This lovely corner property is move-in ready, featuring a 2-bedroom, 2-bathroom home with a split-bedroom layout—ideal for both privacy and relaxation. Inside, enjoy large walk-in closets, a 2-car garage, and a cozy Florida Room with heating and cooling for year-round comfort. The covered patio offers the perfect spot to enjoy your morning coffee or an evening with friends. 2 car garage is perfect for extra storage. Life at Spruce Creek North revolves around a welcoming and active community lifestyle. The clubhouse is the neighborhood’s social hub, where residents gather in the multi-purpose rooms for club meetings, classes, and events. Take advantage of the demonstration kitchen for gatherings or a quick snack. Embrace wellness with the fitness center on-site, and unwind with a game in the billiards or table tennis rooms. The library offers a quiet escape, ideal for reading or relaxing. Outdoors, enjoy Florida’s sunshine at the outdoor pool and patio—a perfect way to spend a warm afternoon. Staying active is easy with shuffleboard, bocce ball, and horseshoe courts, plus well-maintained walking and biking trails that wind throughout the community. Take a leisurely stroll and enjoy the natural beauty of the scenic ponds, and charming gazebo. Spruce Creek North offers a truly enriching lifestyle with every amenity designed for relaxation, connection, and enjoyment. Discover your ideal next chapter in this charming home and community!

Details

Property type

Single Family Residence

Est. home value

$237,464

Lot size

0.32 acres

Price per sq ft

$166

Year built

1989

Annual property taxes

$1,305.49

Monthly HOA fee

$115

Price History

11/14/2024
StellarMLS

StellarMLS #O6257867

Listed
$215,000
+119.39%
11/01/2017
StellarMLS

StellarMLS #OM523146

Sold
$98,000
-30.74%
08/23/2005
StellarMLS

StellarMLS #OM205559

Sold
$141,500

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Clubhouse, Fitness Center, Pool

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$106,708
Asking price
$215,000
Closing costs (~8% of asking)
-$17,200
Est. remaining loan balance
-$91,092
Cash to seller
$106,708

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Campus Usa Cu

Loan start date

April 2020

Original loan amount

$100,800

Est. remaining balance

$91,092

Interest rate

3.45%

Loan type

New Conventional, 30 year

Seller

Stephanie M Mcafee

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/22/2024 at 9:25 PM

Listing updated: 12/21/2024 at 3:06 PM

Listed by: Cherie Gottshall, IRON VALLEY R.E.SPACE COAST Phone #: (321) 305-5193

MLS: StellarMLS #O6257867

StellarMLS logo

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