tomo logo

$199,900

Beds
2
Baths
2.0
sq ft
1,296

6495 SW 109th St, Ocala, FL 34476

6495 SW 109th St

Ocala, FL 34476

  • <1 day on market
    • Open house Mar 16
Welcome to this delightful 2-bedroom, 2-bathroom home located on a desirable corner lot in the sought-after Spruce Creek North 55+ community. This well-maintained property offers a spacious Florida room and a covered patio, perfect for enjoying Florida's beautiful weather year-round. Inside, you'll find comfortable living spaces, including two full bathrooms and ample storage. The home's termite bond is transferable to the buyer, providing peace of mind. Spruce Creek North offers an array of amenities for active adults, including a clubhouse with billiards, table tennis, shuffleboard, bocce ball, and horseshoes. Stay fit with the on-site fitness center or take a dip in the community pool. Enjoy the community's walking and biking trails, all designed to keep you active and connected. This is your opportunity to enjoy the vibrant lifestyle of Spruce Creek North. Schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$237,464

Lot size

0.32 acres

Price per sq ft

$155

Year built

1989

Annual property taxes

$1,305.49

Monthly HOA fee

$115

Price History

03/15/2025
BrevardMLS

BrevardMLS #1040214

Listed
$199,900
-4.81%
02/17/2025
StellarMLS

StellarMLS #O6257867

Removed
$210,000
02/05/2025
StellarMLS

StellarMLS #O6257867

Price change
$210,000
-2.33%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$93,193
Asking price
$199,900
Closing costs (~8% of asking)
-$15,992
Est. remaining loan balance
-$90,715
Cash to seller
$93,193

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Campus Usa Cu

Loan start date

April 2020

Original loan amount

$100,800

Est. remaining balance

$90,715

Interest rate

3.45%

Loan type

New Conventional, 30 year

Seller

Stephanie M Mcafee

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/15/2025 at 8:10 PM

Listing updated: 03/15/2025 at 4:15 PM

Listed by: Justin Watson, Iron Valley R.E.Space Coast Phone #: (321) 305-5193

MLS: BrevardMLS #1040214

BrevardMLS logo

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