tomo logo

$729,950

Beds
4
Baths
4.5
sq ft
3,582

65 Cottage Ln, Toccoa, GA 30577

65 Cottage Ln

Toccoa, GA 30577

  • 118 days on market
    • Price drop $20,000↓
Introducing 65 Cottage Lane, a charming residence in the heart of Toccoa, GA, 30577. This delightful home offers a perfect blend of comfort and convenience in a serene neighborhood. It has four bedrooms, 4.5 bathrooms, and ample space for families. Step inside to discover a warm, inviting interior with notable features such as hardwood floors, modern fixtures, spacious indoor and outdoor living areas, etc. The well-appointed open kitchen is ideal for culinary enthusiasts, boasting features such as a large pantry, granite countertops, and stainless steel appliances. You'll find a spacious yard, perfect for outdoor gatherings and recreational activities. Additionally, the property features an outdoor fire pit that overlooks the 9th green, offering stunning views and creating an inviting atmosphere for evenings spent under the stars. Conveniently located near the Sports Campus and Clubhouse amenities. This home offers easy access to everything Toccoa offers. Please note that updated pictures will be provided later. Don't miss out on the opportunity to make 65 Cottage Lane your new home. In addition to its charming features, this home boasts four lockout suites, offering the potential to produce rental income. These lockout suites provide flexibility and privacy for guests or tenants, making this property an ideal investment opportunity. Schedule a viewing today!

Details

Property type

Single Family Residence

Est. home value

$755,819

Lot size

0.39 acres

Price per sq ft

$204

Year built

2013

Annual property taxes

$7,661

Monthly HOA fee

$244.5

Price History

07/16/2024
FMLS

FMLS #7397520

Price change
$729,950
-2.67%
06/21/2024
FMLS

FMLS #7397520

Price change
$749,950
-3.85%
05/21/2024
FMLS

FMLS #7397520

Listed
$779,950
+21.87%

Schools & Community

Elementary school: 

Big A

Middle school: 

Stephens County

High school: 

Stephens County

Community features: 

Clubhouse, Fitness Center, Gated, Golf, Lake, Playground, Pool, Street Lights, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$252,214
Asking price
$729,950
Closing costs (~8% of asking)
-$58,396
Est. remaining loan balance
-$419,340
Cash to seller
$252,214

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Ameris Bank

Loan start date

September 2021

Original loan amount

$448,000

Est. remaining balance

$419,340

Interest rate

2.87%

Loan type

New Conventional, 30 year

Seller

Adam Rushby

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/16/2024 at 4:00 PM

Listing updated: 09/16/2024 at 10:55 AM

Listed by: Tracy Stephens, EXP Realty, LLC. Phone #: (888) 959-9461

MLS: FMLS #7397520

FMLS logo

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