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$305,000

Beds
3
Baths
2.0
sq ft
1,252

6513 Lance St, Panama City, FL 32404

6513 Lance St

Panama City, FL 32404

  • 1 day on market
Welcome to this charming 3-bedroom, 2-bathroom home that perfectly blends rustic farmhouse charm with modern updates. The inviting interior features a cozy farmhouse-inspired color palette, creating a warm and welcoming atmosphere throughout. The spacious living areas flow seamlessly, offering plenty of room for family gatherings and relaxation.The updated kitchen is a chef's dream, boasting sleek, modern finishes, stainless steel appliances, and ample cabinet space for storage. Both bathrooms have been thoughtfully renovated with contemporary touches, offering stylish fixtures, and beautiful tile work.Step outside to enjoy the enclosed patio, a perfect space for year-round entertaining, whether you're hosting friends or simply relaxing in privacy. This home is the ideal balance of comfort, style, and functionality, ready to welcome its new owners. This home comes with solar panels making the electrical bill to be estimated around $45 each month! Don't miss out on this beautifully updated gem!**Sellers are offering $4,000.00 towards Buyers closing costs!**

Details

Property type

Single Family Residence

Est. home value

$250,079

Lot size

6,795 sq ft

Price per sq ft

$244

Year built

1982

Annual property taxes

$1,966

HOA

No

Price History

02/19/2025
CentralPanhandle

CentralPanhandle #769140

Listed
$305,000
+62.23%
06/07/2021
CentralPanhandle

CentralPanhandle #709795

Sold
$188,000

Schools & Community

Elementary school: 

Parker

Middle school: 

Rutherford Middle

High school: 

Rutherford

Community features: 

Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$173,790
Asking price
$305,000
Closing costs (~8% of asking)
-$24,400
Est. remaining loan balance
-$106,810
Cash to seller
$173,790

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Truist Bank

Loan start date

June 2021

Original loan amount

$116,000

Est. remaining balance

$106,810

Interest rate

3.04%

Loan type

New Conventional, 30 year

Seller

Nestor Gascon and Martha Gascon

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/22/2025 at 11:45 AM

Listing updated: 02/21/2025 at 8:40 AM

Listed by: Keant Allen, Central Bay Realty and Property Management LLC Phone #: (850) 257-5016

MLS: CentralPanhandle #769140

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