tomo logo

$599,000

Beds
2
Baths
2.0
sq ft
974

655 12th St Unit 205, Oakland, CA 94607

655 12th St Unit 205

Oakland, CA 94607

  • 3 days on market
Welcome to this southeast-facing 2-bedroom, 2-bathroom unit in the heart of Downtown Oakland, offering abundant natural light and stunning views of the city and Lafayette Square. The spacious living room provides a bright and airy setting for relaxing or entertaining. The primary suite features a walk-in closet and en-suite bath. The modern kitchen is equipped with stainless steel appliances, and the convenience of an in-unit washer and dryer makes everyday living effortless. Enjoy a beautifully maintained courtyard with lush greenery -- a peaceful retreat in the city, plus secured parking within the gated community. With a 96 Walk Score, this home offers unbeatable convenience. Pick up fresh groceries in weekly farmers market, browse unique shops in Old Town, dine along the waterfront at Jack London Square, or catch a show in Uptown -- all just minutes from your door. Commuting is a breeze with BART stations just a few blocks away, plus easy access to public transit, ferries, and freeways -- San Francisco is only 20 minutes away!

Details

Property type

Condominium

Est. home value

$618,001

Lot size

0.6826 acres

Price per sq ft

$615

Year built

2003

Monthly HOA fee

$541

Price History

03/28/2025
BridgeMLS

BridgeMLS #ML81999924

Listed
$599,000
-12.17%
10/18/2019
BridgeMLS

BridgeMLS #40881889

Sold
$682,000

Schools & Community

Neighborhood: 

Old City

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

High school district: 

Oakland (510) 879-8111

Number of units in community: 

93

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$90,131
Asking price
$599,000
Closing costs (~8% of asking)
-$47,920
Est. remaining loan balance
-$460,949
Cash to seller
$90,131

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

General Mortgage Capital Corp

Loan start date

November 2020

Original loan amount

$510,400

Est. remaining balance

$460,949

Interest rate

2.88%

Loan type

New Conventional, 30 year

Seller

Xin Ning

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/31/2025 at 1:20 PM

Listing updated: 03/31/2025 at 5:10 AM

Listed by: Eric Chen, BQ Realty Phone #: (669) 269-9007

MLS: BridgeMLS #ML81999924

BridgeMLS logo

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