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$435,000

Beds
4
Baths
3.0
sq ft
2,752

6609 Smith Rd, Panama City, FL 32404

6609 Smith Rd

Panama City, FL 32404

  • 331 days on market
    • Price drop $25,000↓
SELLER WILL GIVE $15,000 TOWARDS INTEREST RATE BUYDOWN AND/OR CLOSING COSTS FOR BUYER!!! 2 FULL MASTER SUITES (plus two more bedrooms) on the first floor and these rooms are huge with great walk in closets too!! This floor plan is one of the best I've seen, it flows so well and all rooms are very spacious! Split floor plan with gigantic master suite on one side, the other end of the home features a guest suite and two more bedrooms. Tons of inside storage and large closets throughout the home. Fantastic home sitting peacefully on a well manicured and cleared 2+ acres. Home has been newly renovated and freshly painted, new vinyl plank flooring throughout except for new carpet in the bedrooms, new windows, blinds, cabinets in kitchen, stainless appliances. Both the front and back of the home have expansive porches for enjoying the peace and solitude of your private two acres. Big great room with beamed ceiling and lovely stone fireplace. Wheelchair ramp to front porch entrance. Full 2 car attached garage. Plenty of room for pool, detached workshops or garages, entertaining space, and more.

Details

Property type

Single Family Residence

Est. home value

$384,686

Property condition

Updated/Remodeled

Lot size

2.12 acres

Price per sq ft

$159

Year built

1985

Annual property taxes

$562

HOA

No

Price History

05/21/2024
CentralPanhandle

CentralPanhandle #748337

Listed
$435,000
05/06/2024
CentralPanhandle

CentralPanhandle #748337

Removed
$435,000
02/27/2024
CentralPanhandle

CentralPanhandle #748337

Price change
$435,000
-5.43%

Schools & Community

Elementary school: 

Tommy Smith

Middle school: 

Merritt Brown

High school: 

Mosley

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$325,373
Asking price
$435,000
Closing costs (~8% of asking)
-$34,800
Est. remaining loan balance
-$74,827
Cash to seller
$325,373

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Trustmark National Bank

Loan start date

October 2015

Original loan amount

$160,000

Est. remaining balance

$74,827

Interest rate

3.09%

Loan type

New Conventional, 15 year

Seller

Riley D Morris and Gloria M Morris

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/20/2024 at 12:40 AM

Listing updated: 07/17/2024 at 11:53 AM

Listed by: Dennis M Dunnigan, Coastal Choice Realty LLC Phone #: (850) 215-4160

MLS: CentralPanhandle #748337

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