tomo logo

$437,900

Beds
4
Baths
3.0
sq ft
2,752

6609 Smith Rd, Panama City, FL 32404

6609 Smith Rd

Panama City, FL 32404

  • 12 days on market
Spacious, Large rooms over 2 acres landscaped is the key words to describe this beautiful well maintained property with front and back covered porches. 2 MASTER BEDROOMS or if you don't need 2 master bedrooms there are so many possible uses for this very large room, family room, game room, guest quarters, and full bath, very private with double French doors leading to the covered back porch. Living room with wood burning fireplace, open to the dining and kitchen with double french doors leading to the back porch. 3 full baths what a plus! Plenty of storage in the hallway leading to the 2 additional bedrooms. Oversize 2 car garage enters into the hallway leading to the spacious laundry room and kitchen area. 2 A/C units, 2 water heaters, new roof in 2020 sellers disclosure itemizes improvements and replacements to the home in the last 5 years. Freshly painted inside and out ready to move in. Some handicap features. Quiet area Country living! Fishing and water enjoyment nearby, canoeing, boating, and swimming. Grocery store, hardware store and restaurants.

Details

Property type

Single Family Residence

Est. home value

$384,686

Lot size

2.12 acres

Price per sq ft

$160

Year built

1985

Annual property taxes

$585

HOA

No

Price History

10/17/2024
CentralPanhandle

CentralPanhandle #748337

Removed
$435,000
-0.66%
10/17/2024
CentralPanhandle

CentralPanhandle #764298

Listed
$437,900
+0.67%
05/21/2024
CentralPanhandle

CentralPanhandle #748337

Listed
$435,000

Schools & Community

Elementary school: 

Tommy Smith

Middle school: 

Merritt Brown

High school: 

Mosley

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$329,882
Asking price
$437,900
Closing costs (~8% of asking)
-$35,032
Est. remaining loan balance
-$72,986
Cash to seller
$329,882

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Trustmark National Bank

Loan start date

October 2015

Original loan amount

$160,000

Est. remaining balance

$72,986

Interest rate

3.09%

Loan type

New Conventional, 15 year

Seller

Riley D Morris and Gloria M Morris

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/08/2024 at 1:55 PM

Listing updated: 10/27/2024 at 11:49 AM

Listed by: Wilma L Taylor, CENTURY 21 Commander Realty Phone #: (850) 769-8326

MLS: CentralPanhandle #764298

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