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$485,228Estimated home value

Beds
2
Baths
2.0
sq ft
1,024

676 Santa Rosa Blvd Unit 1L, Fort Walton Beach, FL 32548

676 Santa Rosa Blvd Unit 1L

Fort Walton Beach, FL 32548

  • Sold On 3/29/2025
    • Price drop $9,000↓
Island Echos is a sought-after gated condominium on Okaloosa Island, offering top-tier amenities, including a seasonally heated gulf-front pool, shuffleboard, lighted tennis, fitness center, community room, and BBQ area. Recent updates include exterior painting, new balcony flooring and railings, and a repaved parking lot. This first-floor condo boasts a unique split-bedroom layout for added privacy and is just steps from the pool and private beach boardwalk--perfect for owners and guests. Sleeps 8 comfortably. HVAC replaced in 2022, water heater in 2024. Pet-friendly and an excellent vacation rental investment!

Details

Property type

Condominium

Est. home value

$485,228

Lot size

Unknown

Price per sq ft

$439

Year built

1974

Monthly HOA fee

$634.59

Price History

03/28/2025
EmeraldCoast

EmeraldCoast #947654

Sold
$409,000
-8.91%
03/06/2025
EmeraldCoast

EmeraldCoast #947654

Pending
$449,000
01/04/2025
EmeraldCoast

EmeraldCoast #947654

Price change
$449,000
-1.97%

Schools & Community

Elementary school: 

Elliott Point

Middle school: 

Bruner

High school: 

Fort Walton Beach

Community features: 

Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$197,972
Asking price
$449,000
Closing costs (~8% of asking)
-$35,920
Est. remaining loan balance
-$215,108
Cash to seller
$197,972

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Renasant Bank

Loan start date

March 2021

Original loan amount

$281,250

Est. remaining balance

$215,108

Interest rate

2.21%

Loan type

New Conventional, 15 year

Seller

Marcos Belen and Teresa Shoup

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Off Market

Tomo last checked: 04/03/2025 at 4:15 AM

Listing updated: 03/29/2025 at 10:59 AM

Listed by: Cynthia Lea Blanton, Cynthia Lea Blanton, Cynthia Lea Blanton, Cynthia Lea Blanton, Cynthia Lea Blanton, Cynthia Lea Blanton, Cynthia Lea Blanton, Cynthia Lea Blanton, Scenic Real Estate Phone #: (850) 830-8030

MLS: EmeraldCoast #947654

EmeraldCoast logo

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