tomo logo

$319,900

Beds
3
Baths
2.5
sq ft
2,280

679 N Union City Rd, Coldwater, MI 49036

679 N Union City Rd

ColdwaterCity_Branch, MI 49036

    Conveniently located near Coldwater Golf Course & North Chain of Lakes! This spacious home offers 3 beds, 2.5 baths and features a fireplace in the family room. Step outside and enjoy your morning coffee on the porch swing or watch the deer in your back yard. The partially finished basement adds extra living space! Home features a 2 car attached garage plus a heated 36x24 pole building, both with concrete driveways. Enjoy what this home has to offer situated on just over a 1/2 acre lot. Contact me today for a personal tour! Listing is furnished by the owner and deemed reliable to the best of his/her knowledge but should be verified by the purchaser. This includes, but is not limited to, disclosures, square footage, lot size and location of boundaries.

    Details

    Property type

    Single Family Residence

    Est. home value

    $290,170

    Lot size

    0.52 acres

    Price per sq ft

    $141

    Year built

    1972

    Annual property taxes

    $2,681.21

    Price History

    02/12/2025
    Realcomp

    Realcomp #62025004545

    Listed
    $319,900
    01/30/2025
    Realcomp

    Realcomp #62024030823

    Removed
    $319,900
    09/14/2024
    Realcomp

    Realcomp #62024030823

    Listed
    $319,900

    Schools & Community

    Elementary school: 

    Unknown

    Middle school: 

    Unknown

    High school: 

    Unknown

    High school district: 

    Coldwater

    Negotiation Insights

    Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

    Seller could get up to

    $16,428
    Asking price
    $319,900
    Closing costs (~8% of asking)
    -$25,592
    Est. remaining loan balance
    -$277,880
    Cash to seller
    $16,428

    This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

    Seller’s Loan History

    Lender

    Amerifirst Financial Corp

    Loan start date

    December 2022

    Original loan amount

    $284,747

    Est. remaining balance

    $277,880

    Interest rate

    6.95%

    Loan type

    FHA, 30 year

    Seller

    Stephenie Smith and James Brooks

    Source: Public records data

    If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

    How insights can help you

    Interest rate

    If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

    Motivation

    If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

    Equity

    If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

    Interested in learning more?

    Similar Homes Nearby

    Realcomp
    $315,000
    3 bd
    |
    2 ba
    |
    2,000 sq ft
    |
    House

    44 Bishop Ave, Coldwater, MI 49036

    Realcomp
    $335,000
    3 bd
    |
    2 ba
    |
    1,585 sq ft
    |
    House

    263 Sullivan Rd, Union City, MI 49094

    Status: Active

    Tomo last checked: 04/03/2025 at 10:15 PM

    Listing updated: 03/25/2025 at 9:20 AM

    Listed by: Stacey White Elevate Team, Michigan Top Producers Phone #: (269) 290-0298

    MLS: Realcomp #62025004545

    Realcomp logo

    Recently listed in ColdwaterCity_Branch

    $295,000|4 bd|2.0 ba|House
    $135,000|2 bd|1.0 ba|House
    $165,000|4 bd|1.0 ba|House
    $289,900|3 bd|3.0 ba|Condo
    $150,000|4 bd|1.0 ba|House
    $140,000|2 bd|1.0 ba|House
    $145,000|2 bd|1.0 ba|House
    $130,000|3 bd|1.0 ba|House
    $199,900|3 bd|2.0 ba|House
    $125,500|2 bd|1.0 ba|House