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$209,900

Beds
3
Baths
2.0
sq ft
2,030

700 Main St, Chipley, FL 32428

700 Main St

Chipley, FL 32428

  • 61 days on market
    • Price drop $5,100↓
JUST REDUCED! An amazing home in the heart of Chipley. Built in 1926, it has all the historic elegance but has been tastefully renovated. Upon arrival, the front porch will be the first thing to fall in love with. Sit, relax and enjoy the front porch swing. Enter into luxury vinyl plank flooring, beautiful lighting, and craftsman trim. Stunning kitchen with island. This home has southern charm with modern upgrades. 5 fireplaces in this home. Although no longer vented, they provide a reminder of the historic part of the home and offer a beautiful feature to each room. This home is very spacious with large bedrooms and a large laundry room. Conveniently located downtown, with great proximity to restaurants and shopping. Home shows as new and is ready to call home.

Details

Property type

Single Family Residence

Est. home value

$198,303

Lot size

0.31 acres

Price per sq ft

$104

Year built

1926

Annual property taxes

$2,028

HOA

No

Price History

01/17/2025
CentralPanhandle

CentralPanhandle #765362

Price change
$209,900
-2.37%
11/24/2024
CentralPanhandle

CentralPanhandle #765362

Listed
$215,000
+8.04%
02/16/2023
CentralPanhandle

CentralPanhandle #733885

Sold
$199,000
+521.88%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$4,403
Asking price
$209,900
Closing costs (~8% of asking)
-$16,792
Est. remaining loan balance
-$188,705
Cash to seller
$4,403

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Trustmark National Bank

Loan start date

February 2023

Original loan amount

$193,030

Est. remaining balance

$188,705

Interest rate

6.42%

Loan type

New Conventional, 30 year

Seller

Skyler Clayton and Skyler Meadows

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/22/2025 at 9:30 PM

Listing updated: 01/17/2025 at 4:30 AM

Listed by: Jessica L Wilson, Northwest Florida Realty, LLC Phone #: (850) 740-1069

MLS: CentralPanhandle #765362

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