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$600,000

Beds
4
Baths
3.0
sq ft
2,300

705 Kristy Michele Ct, Middle River, MD 21220

705 Kristy Michele Ct

MIDDLE RIVER, MD 21220

  • 36 days on market
    • Price drop $15,000↓
Qualified Purchasers may assume a low 2.65% FHA loan!! Spacious Family Living & Gourmet Delights! This stunning 4/5 bedroom, 3.5 bath Colonial offers the perfect blend of comfort and style. Enjoy generously sized bedrooms ideal for family living. The chef-inspired gourmet kitchen is a dream, featuring upgraded countertops, top-of-the-line stainless steel appliances, and a central island perfect for gatherings. Relax by the inviting gas fireplace in the living area. A bright 16x18 sunroom, a flexible main-level bedroom/office, and a fully finished basement with a full in-law suite (kitchenette, bath, and 5th bedroom) provide ample space for everyone. Entertain effortlessly on the illuminated Trex deck, overlooking a private, wooded backyard. This home is truly designed for creating lasting memories. Seller prefers to use Cardinal Title Group for closing.

Details

Property type

Single Family Residence

Est. home value

$602,655

Lot size

0.47 acres

Price per sq ft

$261

Year built

2008

Annual property taxes

$4,503

HOA

No

Price History

03/25/2025
Bright

Bright #MDBC2119894

Price change
$600,000
-2.44%
03/05/2025
Bright

Bright #MDBC2119894

Listed
$615,000
+16.92%
08/07/2020
Bright

Bright #MDBC497818

Sold
$526,000
+75.33%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

BALTIMORE COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$86,714
Asking price
$600,000
Closing costs (~8% of asking)
-$48,000
Est. remaining loan balance
-$465,286
Cash to seller
$86,714

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Goldwater Bank Na

Loan start date

August 2020

Original loan amount

$516,472

Est. remaining balance

$465,286

Interest rate

3.13%

Loan type

FHA, 30 year

Seller

Zain Nicholas Harty

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/04/2025 at 12:55 PM

Listing updated: 04/02/2025 at 11:44 AM

Listed by: Ted J Spenadel, Samson Properties Phone #: (301) 760-2136

MLS: Bright #MDBC2119894

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