tomo logo

$4,400,000

Beds
6
Baths
5.0
sq ft
10,843

725 Mountain View Cir, Gainesville, GA 30501

725 Mountain View Cir

Gainesville, GA 30501

  • 175 days on market
    • Price drop $100,000↓
Own Your Dream Property with Owner Financing at Lower-Than-Bank Rates & NO HOA! Say goodbye to the stress of traditional bank loans! The seller is offering owner financing with rates far below what banks can provide, giving you a hassle-free and affordable path to property ownership. This stunning, fully remodeled estate on 3.4 acres combines luxury, serenity, and income potential, offering breathtaking views of Lake Lanier and the North Georgia Mountains. Meticulously maintained living space, this property is ready for you to call it home. Turn-key and fully furnished. Key Features: Exquisite Outdoor Living: Relax or entertain with ease on the upstairs terrace, by the sparkling pool, or at the outdoor grill. Surrounded by lush greenery, you'll still enjoy unobstructed views of the lake. Sophisticated Interior Design: Step inside to a grand winding staircase, gleaming marble floors, and custom crown molding. Multiple inviting living areas feature cozy fireplaces, perfect for both relaxation and entertaining. Chef's Dream Kitchen: This spacious kitchen features high-end appliances, two walk-in pantries, and an open layout that leads effortlessly to the outdoor terrace-ideal for hosting gatherings. Luxurious Primary Suite: Wake up to stunning lake views in this spacious retreat, complete with three walk-in closets and an ensuite bathroom featuring dual vanities and ultimate comfort. Spacious Upper-Level Accommodations: Four generously sized bedrooms, a full bath, and a dual bath provide ample space for family and guests. Versatile Lower Level: Designed for entertainment, the lower level boasts a kitchenette, living area, poker room with a commercial-grade smoke eater, and direct access to the pool and lake. Outdoor Paradise: Enjoy unforgettable sunsets from the terrace or manicured trails. Outdoor highlights include a life-size checkerboard, fire pit, paved driveway, and a private beach. The deep-water dock is fully equipped with two boat slips, a boat lift, and two jet ski lifts-perfect for water lovers. Modern Smart Home Features: The estate features satellite-operated locks, a smart garage system, and a full surveillance setup, ensuring convenience and peace of mind. Prime Location: Situated just 5-10 minutes from shopping, medical facilities, and top-rated schools-all without HOA restrictions! Opportunities like this don't come around often. Whether you're looking to invest or settle into your forever space, owner financing terms make the process smooth and stress-free. Don't wait- schedule a tour today! Let's make this property yours!

Details

Property type

Single Family Residence

Est. home value

$1,871,647

Lot size

3.50 acres

Price per sq ft

$406

Year built

1994

Annual property taxes

$6,832.41

HOA

No

Price History

10/19/2024
GeorgiaMLS

GeorgiaMLS #10393948

Price change
$4,400,000
-2.22%
10/11/2024
GeorgiaMLS

GeorgiaMLS #10392854

Removed
$4,500,000
10/11/2024
GeorgiaMLS

GeorgiaMLS #10393948

Listed
$4,500,000

Schools & Community

Elementary school: 

Enota

Middle school: 

Gainesville

High school: 

Gainesville

Community features: 

None

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Pentagon Federal Credit Union

Loan start date

July 2020

Original loan amount

$446,884

Est. remaining balance

$402,064

Interest rate

3.18%

Loan type

New Conventional, 30 year

Seller

Phillip R Brown

Lender

Suntrust Bank

Loan start date

June 2012

Original loan amount

$607,432

Est. remaining balance

$429,355

Interest rate

3.88%

Loan type

New Conventional, 30 year

Seller

Phillip R Brown and Tracy P Brown

Lender

Suntrust Bank

Loan start date

June 2012

Original loan amount

$607,432

Est. remaining balance

$429,355

Interest rate

3.88%

Loan type

New Conventional, 30 year

Seller

Phillip R Brown and Tracy P Brown

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/04/2025 at 7:20 AM

Listing updated: 02/14/2025 at 1:59 PM

Listed by: Stephanie, Select Premium Properties, Inc

MLS: GeorgiaMLS #10393948

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