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$575,000

Beds
3
Baths
3.0
sq ft
2,296

7342 Saint Joseph Pl, Hughesville, MD 20637

7342 Saint Joseph Pl

HUGHESVILLE, MD 20637

  • 81 days on market
    • Price drop $20,000↓
USDA ELIGIBLE - 100% FINANCING Discover your dream home in this almost brand-new property, perfectly nestled on a serene, park-like 3+ acre lot. Enjoy the freedom to store all your toys—boats, RVs, and more—thanks to the absence of a Homeowners Association. Nature lover’s paradise: Stroll through the peaceful woods, and unwind by the stream flowing at the rear of the property. The outdoor space offers endless opportunities for exploration and relaxation. Step inside and fall in love with the heart of the home: a stunning kitchen featuring sleek stainless steel appliances, gleaming granite countertops, and an efficient layout designed for modern living. The thoughtful floor plan ensures no wasted space and maximizes energy efficiency. This home boasts 3 spacious bedrooms and 3 full baths, providing plenty of room for comfort and convenience. A two-car garage with an automatic opener adds practicality, while the back deck invites you to entertain family and friends, creating unforgettable summer memories. Don’t miss the opportunity to own this unique property that combines modern living with natural beauty and ultimate freedom. Schedule your private showing today!

Details

Property type

Single Family Residence

Est. home value

$550,121

Lot size

3.09 acres

Price per sq ft

$251

Year built

2018

Annual property taxes

$1,446.43

HOA

No

Price History

01/28/2025
Bright

Bright #MDCH2038364

Price change
$575,000
-3.36%
01/06/2025
Bright

Bright #MDCH2038364

Price change
$595,000
-2.46%
12/13/2024
Bright

Bright #MDCH2038364

Listed
$610,000
+15.09%

Schools & Community

Elementary school: 

Unknown

Middle school: 

JOHN HANSON

High school: 

Unknown

School district: 

CHARLES COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$26,616
Asking price
$575,000
Closing costs (~8% of asking)
-$46,000
Est. remaining loan balance
-$502,384
Cash to seller
$26,616

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Mba Mortgage Services Inc

Loan start date

August 2022

Original loan amount

$520,400

Est. remaining balance

$502,384

Interest rate

5.78%

Loan type

FHA, 30 year

Seller

Candra N Jones Talley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/04/2025 at 12:25 AM

Listing updated: 02/19/2025 at 8:24 PM

Listed by: Shelley R Hardy, Samson Properties Phone #: (703) 378-8810

MLS: Bright #MDCH2038364

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