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$625,000

Beds
3
Baths
2.0
sq ft
1,305

744 Bay Esplanade, Clearwater Beach, FL 33767

744 Bay Esplanade

CLEARWATER BEACH, FL 33767

  • 42 days on market
    • Price drop $24,000↓
Charming north beach cottage in great location that experienced flooding for the first time in 90 years during hurricane Helene opportunity. Options include: rebuilding great open floor plan or build your dream home. Original design door opens into living/dining room with fireplace and stained glass windows.Sunny kitchen opens into custom design outdoor paver entertainment area that includes covered living area and built in outdoor kitchen. Split bedroom plan features master bath that provides entry into inside laundry room.On opposite sides of the house you will find an additional two bedrooms, each with lots of light and large closets, as well as a full second bathroom. or, choose to tear down and build up with a larger footprint (approved for 1700 sq ft per level) to take advantage of the inter coastal views and multi million dollar homes across the street! Just a short walk to the beach or the vibrant Clearwater beach restaurants. shopping and attractions. Owner is selling AS IS WHERE IS with no value attached to the house. Room measurements are estimated.

Details

Property type

Single Family Residence

Est. home value

$855,082

Lot size

4,086 sq ft

Price per sq ft

$479

Year built

1935

Annual property taxes

$11,927.37

HOA

No

Price History

03/27/2025
StellarMLS

StellarMLS #TB8351038

Price change
$625,000
-3.7%
03/05/2025
StellarMLS

StellarMLS #TB8351038

Price change
$649,000
-7.15%
02/15/2025
StellarMLS

StellarMLS #TB8351038

Listed
$699,000
-2.24%

Schools & Community

Neighborhood: 

Clearwater Beach Association

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$73,167
Asking price
$625,000
Closing costs (~8% of asking)
-$50,000
Est. remaining loan balance
-$501,833
Cash to seller
$73,167

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Union Home Mortgage Corp

Loan start date

February 2022

Original loan amount

$536,250

Est. remaining balance

$501,833

Interest rate

3.22%

Loan type

New Conventional, 30 year

Seller

David W Delaney and Valerie Delaney

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/30/2025 at 10:50 AM

Listing updated: 03/27/2025 at 4:10 PM

Listed by: Salvatore Belloise, III, BELLOISE REALTY Phone #: (727) 449-2700

MLS: StellarMLS #TB8351038

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