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$529,900

Beds
3
Baths
2.0
sq ft
2,234

7732 Shadow Bay Dr, Panama City, FL 32404

7732 Shadow Bay Dr

Panama City, FL 32404

  • 266 days on market
    • Price drop $5,000↓
WATERFRONT HOME located on a bayou leading to east bay. Stairs leads to a deck on the bayou, fish from your backyard. This beautifully maintained home is move in ready. Many upgraded features include new roof, Hardi board siding, A/C and ducting throughout, Covered back patio. Enter a large open floor plan with a spacious kitchen fully equipped and plenty of cabinets. Master bedroom on the first floor and a half bath. Two bedrooms upstairs with a full bath. Finished loft room with a window many possibilities for this large room. Sitting room upstairs with a balcony overlooking the water. What a beautiful view.! Have your morning coffee or relax in the sun. Low maintenance landscaping. Conveniently located to Tyndall Airforce base, schools, restaurants and shopping. Seller will consider all offers.

Details

Property type

Single Family Residence

Est. home value

$321,656

Lot size

7,614 sq ft

Price per sq ft

$238

Year built

1997

Annual property taxes

$1,403

HOA

No

Price History

09/29/2024
CentralPanhandle

CentralPanhandle #752913

Price change
$529,900
-0.93%
08/21/2024
CentralPanhandle

CentralPanhandle #752913

Price change
$534,900
-1.11%
07/24/2024
CentralPanhandle

CentralPanhandle #752913

Price change
$540,900
-0.92%

Schools & Community

Elementary school: 

Callaway

Middle school: 

Rutherford Middle

High school: 

Rutherford

Community features: 

Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$364,251
Asking price
$529,900
Closing costs (~8% of asking)
-$42,392
Est. remaining loan balance
-$123,257
Cash to seller
$364,251

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Smartbank

Loan start date

November 2015

Original loan amount

$151,851

Est. remaining balance

$123,257

Interest rate

3.86%

Loan type

VA, 30 year

Seller

Kenneth W Phillips and Thanaporn Iamburi Phillips

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/08/2024 at 9:10 PM

Listing updated: 10/16/2024 at 4:20 PM

Listed by: Wilma L Taylor, CENTURY 21 Commander Realty Phone #: (850) 769-8326

MLS: CentralPanhandle #752913

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