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$155,000

Beds
3
Baths
1.5
sq ft
1,446

809 Mount Royal Ave, Cumberland, MD 21502

809 Mount Royal Ave

CUMBERLAND, MD 21502

  • 96 days on market
    • Price drop $3,000↓
Let's take a walk through this gorgeous brick home that is updated and move in ready & has a BRAND NEW ROOF! They don't call it Mount Royal for nothing! This style of home has many of the elegant characteristics of the larger Victorian homes - trim, floors, leaded front windows - but without the huge size or cost. The front porch offers city views. Let's walk into the spacious living room with hardwood floors & fireplace (seller did not use), step into your formal dining room with updated lighting & hardwood floors also featuring a half bathroom. Then into the updated kitchen with stainless appliances, granite counters, pantry area with dishwasher & a cute breakfast nook! Head on upstairs to find 3 great sized bedrooms & a beautiful, tiled bathroom. Hall access to the attic space that could easily be finished for another bedroom, den/office, playroom or just use it for storing all those seasonal decorations! The basement is unfinished but has plenty of space for storage or a workshop. The backyard is mostly fenced & features a deck area for entertaining. There is off street parking in the back off the alley. Now let's go see it in person!

Details

Property type

Single Family Residence

Est. home value

$142,169

Lot size

3,480 sq ft

Price per sq ft

$108

Year built

1930

Annual property taxes

$2,316

HOA

No

Price History

11/08/2024
Bright

Bright #MDAL2010018

Price change
$155,000
-1.9%
11/04/2024
Bright

Bright #MDAL2010018

Price change
$158,000
-1.25%
10/14/2024
Bright

Bright #MDAL2010018

Price change
$160,000
-2.97%

Schools & Community

Neighborhood: 

Haystack-Dingle

Elementary school: 

WEST SIDE

Middle school: 

BRADDOCK

High school: 

ALLEGANY

Community features: 

Sidewalks

School district: 

ALLEGANY COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$42,606
Asking price
$155,000
Closing costs (~8% of asking)
-$12,400
Est. remaining loan balance
-$99,994
Cash to seller
$42,606

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homespire Mortgage Corp

Loan start date

June 2020

Original loan amount

$110,580

Est. remaining balance

$99,994

Interest rate

3.23%

Loan type

New Conventional, 30 year

Seller

Tyler A Shreve and Kelsey Shreve

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 12/22/2024 at 10:25 AM

Listing updated: 11/25/2024 at 11:28 PM

Listed by: Allison R Candelas, Charis Realty Group Phone #: (240) 801-5011

MLS: Bright #MDAL2010018

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