tomo logo

$295,000

Beds
3
Baths
2.0
sq ft
1,497

812 Valley Ridge Cir, Pensacola, FL 32514

812 Valley Ridge Cir

Pensacola, FL 32514

  • 47 days on market
Welcome home to this completely remodeled gem, offered at an incredible price under $300k and including a one-year home warranty for added peace of mind! Every detail has been thoughtfully updated, ensuring a truly move-in ready experience. Recent updates include a new roof (2020), new HVAC system inside and out (2021), a new hot water heater (2025), a stunningly remodeled kitchen, and beautifully upgraded bathrooms. The bright and airy sunroom offers the perfect space for plants, game days, or simply enjoying the peaceful ambiance. From the moment you step inside, you'll feel right at home. This is the ONE you've been waiting for!

Details

Property type

Single Family Residence

Est. home value

$246,616

Lot size

Unknown

Price per sq ft

$198

Year built

1991

HOA

No

Price History

01/24/2025
Pensacola

Pensacola #658000

Listed
$295,000
+94.08%
03/20/2020
Pensacola

Pensacola #562666

Sold
$152,000

Schools & Community

Elementary school: 

Lipscomb

Middle school: 

Ransom

High school: 

Tate

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$160,170
Asking price
$295,000
Closing costs (~8% of asking)
-$23,600
Est. remaining loan balance
-$111,230
Cash to seller
$160,170

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Regions Bank

Loan start date

March 2020

Original loan amount

$123,728

Est. remaining balance

$111,230

Interest rate

3.51%

Loan type

FHA, 30 year

Seller

Scott A Hutson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
Pensacola
$264,999
3 bd
|
2 ba
|
1,572 sq ft
|
House

1429 Greystone Dr, Pensacola, FL 32514

Price drop
Pensacola
$249,900
3 bd
|
2 ba
|
1,470 sq ft
|
House

9931 Candlestick Ln, Pensacola, FL 32514

Price drop
Pensacola
$297,500
3 bd
|
2 ba
|
1,626 sq ft
|
House

8739 Ramble Woods Dr, Pensacola, FL 32514

Status: Active

Tomo last checked: 03/12/2025 at 4:45 PM

Listing updated: 02/09/2025 at 5:20 PM

Listed by: Maggie Kelley, Epique Realty, Inc. Phone #: (888) 893-3537

MLS: Pensacola #658000

Pensacola logo

Recently listed in Pensacola

$699,900|4 bd|3.5 ba|Townhouse
$529,000|3 bd|2.0 ba|House
$200,000|3 bd|2.0 ba|Townhouse
$249,900|3 bd|2.5 ba|Townhouse
$249,900|3 bd|2.5 ba|Townhouse
$259,900|3 bd|2.5 ba|Townhouse
$190,000|3 bd|2.0 ba|House
$189,900|3 bd|2.0 ba|House
$375,000|4 bd|2.5 ba|House