tomo logo

$849,000

Beds
4
Baths
3.5
sq ft
3,240

817 Dolphin Dr, Panama City, FL 32408

817 Dolphin Dr

Panama City, FL 32408

  • 6 days on market
Custom built 4 bedroom 3.5 bath with old world southern charm and updated finishes. Originally constructed by McIntosh & Myers, this home has been fully renovated and completed in 2022. Every element has been addressed to make this home feel brand new. From the grand entrance to the high-quality molding and built ins, you will fall in love with the design and finishes. Kitchen Aid appliances. Washer and Gas Dryer included. Natural light fills this home with oversize windows, glass back doors and sliders. The separate garage living space is perfect for out-of-town guests. Over size garage and plenty of parking for up to 6 cars on the double driveway. Located inside Bay Point a gated community with 24-hour security. Only 5 minutes to the beach. Community is golf cart friendly and includes a Jack Nicklaus designed golf course, restaurants and a marina.

Details

Property type

Single Family Residence

Est. home value

$863,901

Lot size

Unknown

Price per sq ft

$263

Year built

1990

Annual property taxes

$6,142

Monthly HOA fee

$150

Price History

03/22/2025
CentralPanhandle

CentralPanhandle #770769

Listed
$849,000
+6.79%
04/12/2022
CentralPanhandle

CentralPanhandle #722594

Sold
$795,000

Schools & Community

Neighborhood: 

Upper Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Gated, Restaurant, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$104,477
Asking price
$849,000
Closing costs (~8% of asking)
-$67,920
Est. remaining loan balance
-$676,603
Cash to seller
$104,477

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Arc Home Llc

Loan start date

April 2022

Original loan amount

$715,500

Est. remaining balance

$676,603

Interest rate

3.89%

Loan type

New Conventional, 30 year

Seller

Blake Brian Spicer and Melissa Spicer

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/29/2025 at 5:35 AM

Listing updated: 03/22/2025 at 12:40 PM

Listed by: Blake B Spicer, Robert Slack, LLC Phone #: (352) 363-6982

MLS: CentralPanhandle #770769

CentralPanhandle logo

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