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$295,000

Beds
2
Baths
2.0
sq ft
1,200

8198 Terrace Garden Dr N Unit 106, Saint Petersburg, FL 33709

8198 Terrace Garden Dr N Unit 106

SAINT PETERSBURG, FL 33709

  • 65 days on market
    • Price drop $5,000↓
SAFE FROM HURRICANE HELENE - NO FLOODING!!! Discover your own slice of paradise in the highly sought-after 55+ community of Terrace Park at Five Towns! This beautifully updated condo offers a blend of modern comforts and serene surroundings, perfect for those seeking a carefree coastal lifestyle. From the moment you arrive, you’re greeted with the convenience of a covered carport parking spot right outside your the condo. Safety and ease are top priorities here with secure coded lobby access, and the added bonus of being the only unit on the first floor with direct access to the lobby! Step inside and bask in the abundant natural light pouring through upgraded hurricane-impact windows and sliding glass doors. The chef’s kitchen is a showstopper, featuring elegant granite countertops, top-of-the-line GE fingerprint-resistant appliances, a spacious basin sink, and an abundance of storage, including custom pantry cabinets surrounding the fridge. The kitchen also boasts stylish under-cabinet lighting, a built-in desk area, and a washer/dryer nook with premium Maytag appliances and extra storage. The open-concept dining and living area is adorned with luxury vinyl plank flooring, flowing seamlessly throughout the space. Every detail has been thoughtfully considered, from the sleek new baseboards and door framing to the recessed LED lighting that enhances the bright and airy atmosphere. Fresh coastal chic paint invites relaxation and adds a charm to the entire home. Slide open the glass doors to your private screened-in patio and unwind with year-round views of lush trees and greenery—a perfect spot for your morning coffee or evening glass of wine. The primary suite, tucked away at the back of the home, also offers patio access and the same tranquil views. A walk-in closet with custom built-ins and an en-suite bathroom featuring a stone-tiled walk-in shower and granite vanity elevate the luxury of this peaceful retreat. The secondary bedroom, situated near the main bathroom, is perfect for guests or a home office. Custom luxury shutters throughout the unit add a refined touch, while a UV light filtration system in the AC unit ensures superior air quality. With gas-supplied hot water and an additional storage space on the second level, this home truly checks all the boxes. Terrace Park at Five Towns is brimming with amenities! Enjoy multiple pools (with one conveniently attached to this building), scenic walking paths around ponds and lakes, a soon-to-be renovated clubhouse and gym, plus tennis and pickle ball courts. The vibrant community hosts a variety of events, ensuring there's always something to do. Centrally located, you're just minutes from world-class beaches, shopping, dining, and easy access to major highways. Don’t miss this chance to own a meticulously cared-for condo in one of Southwest Florida’s premier 55+ communities. This coastal retreat won’t last long—schedule your private showing today! Full list of features and upgrades available in attachments.

Details

Property type

Condominium

Est. home value

$269,204

Lot size

5.34 acres

Price per sq ft

$246

Year built

1985

Annual property taxes

$2,235.26

Monthly HOA fee

$748.38

Price History

11/01/2024
StellarMLS

StellarMLS #TB8305444

Price change
$295,000
-1.67%
09/19/2024
StellarMLS

StellarMLS #TB8305444

Listed
$300,000
+56.25%
08/18/2020
StellarMLS

StellarMLS #U8089473

Sold
$192,000
+36.17%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Clubhouse, Fitness Center, Pool, Sidewalks, Tennis Court(s)

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$149,286
Asking price
$295,000
Closing costs (~8% of asking)
-$23,600
Est. remaining loan balance
-$122,114
Cash to seller
$149,286

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Synergy One Lending

Loan start date

August 2020

Original loan amount

$134,400

Est. remaining balance

$122,114

Interest rate

3.13%

Loan type

New Conventional, 30 year

Seller

Debra Susan Cholak

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 11/22/2024 at 8:20 PM

Listing updated: 11/09/2024 at 4:09 PM

Listed by: Krystal Arnold, LUXURY & BEACH REALTY INC Phone #: (727) 800-5906

MLS: StellarMLS #TB8305444

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