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$475,000

Beds
1
Baths
1.0
sq ft
666

838 A St, Ramona, CA 92065

838 A St

Ramona, CA 92065

  • 191 days on market
    • Price drop $20,000↓
Back on the Market, no fault of the property. Purchase the home with as little as 5% down and assumable sellers FHA mortgage of $350k @ 2.175% interest rate! Call about second mortgage option with as little as 5% down. Adorable cottage home in Ramona’s walkable Downtown Village District. Recent updates include new roof, new exterior paint, and Tesla solar & battery system. Windows, doors, flooring and driveway have all been installed since 2016. Fully fenced and cross fenced with the iconic “white picket fence” at the street. Large mature shade trees on the property. Not included in the permitted sqft are a laundry room attached at the back of the home and a separate storage building with 2 rooms used for storage currently. This home is located in the RMV4 zone allowing it to be used for residential or commercial. Large 7800 sqft lot could permit an additional unit to be constructed in the back of the property. Assumable FHA loan of $350k @ 2.175% interest rate makes this home very affordable!

Details

Property type

Single Family Residence

Est. home value

$529,148

Lot size

Unknown

Price per sq ft

$714

Year built

1930

Price History

11/02/2024
SanDiego

SanDiego #240014317

Listed
$475,000
10/05/2024
SanDiego

SanDiego #240014317

Pending
$475,000
09/26/2024
SanDiego

SanDiego #240014317

Price change
$475,000
-4.81%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Figure Lending Llc

Loan start date

October 2023

Original loan amount

$93,741

Est. remaining balance

Not provided

Interest rate

6.52%

Loan type

Credit Line (Revolving), 10 year

Seller

Rubi Rodriguez and Carlos Olivas

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 12/22/2024 at 9:45 AM

Listing updated: 11/02/2024 at 3:41 PM

Listed by: Jon Erro, Redfin Corporation Phone #: (877) 973-3346

MLS: SanDiego #240014317

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