tomo logo

$410,000

Beds
4
Baths
2.5
sq ft
3,750

84 Oak Creek Cir, Toccoa, GA 30577

84 Oak Creek Cir

Toccoa, GA 30577

  • 83 days on market
Welcome to this well-maintained 4 sided brick home located in the quiet, mature neighborhood of Oak Creek Estates. This stately home with it's eye catching Mansard roof and landscaped front yard is a delightful retreat. Step into timeless elegance. Beautiful hardwood flooring, built in bookshelves, separate living and dining room for entertaining, open family room with masonry fireplace, updated kitchen with quartz, bead board ceilings are just a few features that make this home special. 4 large bedrooms including primary suite are situated for privacy upstairs. The main level offers a foyer entrance, dining room, bathroom, sunroom and study. Escape to the basement with a masonry fireplace, entertainment area, bathroom with spa. Natural light fills the entire home. Enjoy the nature that surrounds the secluded and private backyard. Close to downtown Toccoa, shopping, restaurants but yet located in a well-established, peaceful neighborhood.

Details

Property type

Single Family Residence

Est. home value

$424,895

Lot size

0.46 acres

Price per sq ft

$110

Year built

1974

Annual property taxes

$3,226

Price History

06/25/2024
FMLS

FMLS #7410723

Listed
$410,000
+26.15%
06/14/2021
GeorgiaMLS

GeorgiaMLS #8959639

Sold
$325,000

Schools & Community

Elementary school: 

Stephens - Other

Middle school: 

Stephens County

High school: 

Stephens County

Community features: 

Street Lights

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$80,560
Asking price
$410,000
Closing costs (~8% of asking)
-$32,800
Est. remaining loan balance
-$296,640
Cash to seller
$80,560

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Crosscountry Mortgage

Loan start date

June 2021

Original loan amount

$319,113

Est. remaining balance

$296,640

Interest rate

2.98%

Loan type

FHA, 30 year

Seller

Cynthia Denise Holland and Derek Keith Holland

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
GeorgiaMLS
$420,000
4 bd
|
3 ba
|
3,900 sq ft
|
House

114 Lakeview Way, Martin, GA 30557

GeorgiaMLS
$379,500
4 bd
|
3.5 ba
|
2,277 sq ft
|
House

20 Shenandoah Dr, Toccoa, GA 30577

GeorgiaMLS
$350,000
4 bd
|
3 ba
|
1,707 sq ft
|
House

1017 Ivy Hills Ln, Mount Airy, GA 30563

Status: Active

Tomo last checked: 09/16/2024 at 3:25 PM

Listing updated: 06/27/2024 at 11:56 AM

Listed by: Tina Mcalpin, Virtual Properties Realty.com Phone #: (770) 495-5050

MLS: FMLS #7410723

FMLS logo

Recently listed in Toccoa

$319,900|3 bd|2.5 ba|House
$344,900|3 bd|2.0 ba|House
$209,000|3 bd|1.0 ba|House
$219,000|3 bd|2.0 ba|Manufactured
$800,000|2 bd|2.0 ba|House
$254,990|3 bd|2.5 ba|House
$277,990|4 bd|3.0 ba|House
$273,990|4 bd|3.0 ba|House
$150,000|3 bd|1.5 ba|House
$239,900|3 bd|2.0 ba|House