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$344,900

Beds
5
Baths
2.5
sq ft
1,840

849 Ramsay St, Baltimore, MD 21230

849 Ramsay St

BALTIMORE, MD 21230

  • 254 days on market
    • Price drop $10,000↓
Welcome to 849 Ramsay St, a charming brick end unit townhome nestled in the heart of Baltimore, Maryland's vibrant community of Camden Crossing! Step inside to discover a well-appointed interior spread across multiple levels. Once inside you are greeted at the lower level that features a bedroom and an additional room, ideal for guests, a home gym, or a private retreat. With two full bathrooms and two half bathrooms distributed throughout the home, convenience is paramount, ensuring comfort for residents and visitors alike. Walk upstairs to the main level that welcomes you with an open-concept floor plan, seamlessly connecting the living, dining, and kitchen areas. Whether entertaining guests or enjoying quiet evenings at home, the airy layout provides flexibility and functionality. The kitchen is a culinary haven, equipped with stainless steel appliances, ample cabinet space, granite countertops and a convenient breakfast bar for casual dining. Right off the kitchen is a balcony Outside, a private patio awaits, offering a tranquil escape for outdoor dining, gardening, or simply basking in the sunshine. The third floor hosts the primary bedroom that features a walk-in closet, en-suite bathroom, and two additional bedrooms and a hall bathroom, providing ample space for rest and relaxation. Experience the best of urban living in this thoughtfully designed townhome, where comfort, convenience, and charm converge to create a place to call home. Don't miss the opportunity to make this home your own and embark on a new chapter of city living in style.

Details

Property type

Townhouse

Est. home value

$375,876

Lot size

2,004 sq ft

Price per sq ft

$188

Year built

2005

Annual property taxes

$8,023

Monthly HOA fee

$108

Price History

10/31/2024
Bright

Bright #MDBA2117004

Price change
$344,900
-2.82%
10/04/2024
Bright

Bright #MDBA2117004

Price change
$354,900
-4.06%
08/29/2024
Bright

Bright #MDBA2117004

Price change
$369,900
-2.66%

Schools & Community

Neighborhood: 

Washington Village

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

BALTIMORE CITY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$18,478
Asking price
$344,900
Closing costs (~8% of asking)
-$27,592
Est. remaining loan balance
-$298,830
Cash to seller
$18,478

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Village Capital & Investment Llc

Loan start date

November 2020

Original loan amount

$327,366

Est. remaining balance

$298,830

Interest rate

2.87%

Loan type

FHA, 30 year

Seller

Kingsley C Onwuka

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 11/15/2024 at 9:00 PM

Listing updated: 10/31/2024 at 1:49 PM

Listed by: Zachary M. Pencarski, Redfin Corp Phone #: (410) 202-8454

MLS: Bright #MDBA2117004

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