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$432,500

Beds
2
Baths
2.0
sq ft
1,148

85 Irwin St W, Safety Harbor, FL 34695

85 Irwin St W

SAFETY HARBOR, FL 34695

  • 45 days on market
    • Price drop $7,400↓
85 Irwin St W sits on a quiet, tree-lined street just moments from the bayfront and 1.5 miles from downtown Safety Harbor. Known for its winding nature paths, scenic vistas and charming downtown, Safety Harbor is a tranquil community on the western shores of Old Tampa Bay. Conveniently located, yet with a small-town feel, the community has mature live oaks and stately palms, buzzing restaurants and downtown festivals. In the middle of it all is a lovingly updated home on a nearly 7,000 sqft lot. From the outside, you'll notice plenty of room for parking your boat or RV, a fully fenced in yard and room for whatever moves you. The sellers currently utilize a golfcart for getting around, a chicken coop for their chickens and a large new storage shed (which is yours with purchase of the home). Once inside, enjoy brand new tile floors and a fully remodeled kitchen. Both bedrooms are generous in size, the primary of which has an en-suite bathroom. Off the common spaces is access to your shaded backyard via the bonus room and it's French doors, or the screened back porch with access to the one car garage. Roof is 2013, HVAC is 2018, and water heater is 2023. What's more is the home is not located in a flood zone and was not damaged by this year's storms. Book your tour today and see what the Safety Harbor lifestyle is all about!

Details

Property type

Single Family Residence

Est. home value

$415,683

Lot size

6,917 sq ft

Price per sq ft

$377

Year built

1972

Annual property taxes

$3,922.52

HOA

No

Price History

12/10/2024
StellarMLS

StellarMLS #TB8319355

Price change
$432,500
-1.68%
11/08/2024
StellarMLS

StellarMLS #TB8319355

Listed
$439,900
+9.98%
09/05/2023
StellarMLS

StellarMLS #U8195635

Sold
$400,000
+62.6%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$220,305
Asking price
$432,500
Closing costs (~8% of asking)
-$34,600
Est. remaining loan balance
-$177,595
Cash to seller
$220,305

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

September 2023

Original loan amount

$180,000

Est. remaining balance

$177,595

Interest rate

6.78%

Loan type

New Conventional, 30 year

Seller

Mitchell Roger Stewart and Taylor Michele Stewart

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/23/2024 at 9:20 AM

Listing updated: 12/10/2024 at 4:54 PM

Listed by: Matthew Kowitz, BIG FISH REALTY Phone #: (727) 685-6257

MLS: StellarMLS #TB8319355

StellarMLS logo

Recently listed in SAFETY HARBOR