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$449,000

Beds
4
Baths
3.0
sq ft
2,687

863 Seneca Trl, Saint Cloud, FL 34772

863 Seneca Trl

SAINT CLOUD, FL 34772

  • 69 days on market
    • Price drop $18,000↓
NOTE: ALL NEW EXTERIOR PAINT AND COLOR, NEW ROOF PRIOR TO CLOSING, MARKET PRICE ADJUSTMENT. Located in the coveted Indian Lakes Subdivision. Centrally located in St Cloud with easy access to the Florida Turnpike, Lake Nona/Medical City, historic, downtown St Cloud and Toho Marina and Lakefront Park. This 4 bedroom, 3 full bathroom home is ready for you to customize. The primary bedroom with en suite is located on the first floor along with kitchen, dining, living open plan that separates the additional 2 bedrooms and bathroom. The property features a giant second floor bonus room with adjacent private bedroom and full bathroom as well as a spacious fenced-in backyard. The community pool and playgrounds are a bonus to this popular community.

Details

Property type

Single Family Residence

Est. home value

$464,054

Lot size

9,583 sq ft

Price per sq ft

$168

Year built

2007

Annual property taxes

$2,459.5

HOA fee

$413

Price History

08/12/2024
StellarMLS

StellarMLS #O6222153

Price change
$449,000
-3.85%
07/12/2024
StellarMLS

StellarMLS #O6222153

Listed
$467,000
+173.1%
06/26/2009
StellarMLS

StellarMLS #S4650685

Sold
$171,000

Schools & Community

Elementary school: 

Michigan Avenue Elem (K 5)

Middle school: 

St. Cloud Middle (6-8)

High school: 

St. Cloud High School

Community features: 

Playground, Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$289,615
Asking price
$449,000
Closing costs (~8% of asking)
-$35,920
Est. remaining loan balance
-$123,465
Cash to seller
$289,615

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Butler Mortgage Inc

Loan start date

June 2009

Original loan amount

$184,693

Est. remaining balance

$123,465

Interest rate

4.84%

Loan type

Not Provided, 30 year

Seller

John J Stump

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/19/2024 at 5:30 PM

Listing updated: 09/16/2024 at 3:20 PM

Listed by: Dawn Grigsby, KELLER WILLIAMS CLASSIC Phone #: (407) 292-5400

MLS: StellarMLS #O6222153

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Recently listed in SAINT CLOUD