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$320,000

Beds
2
Baths
2.5
sq ft
1,325

8700 Front Beach Rd Unit 5101, Panama City Beach, FL 32407

8700 Front Beach Rd Unit 5101

Panama City Beach, FL 32407

  • 1 day on market
**5K TOWARDS BUYERS CLOSING COSTS, Seller willing to PRE-PAY up to 4 MONTHS HOA FEES, and NEW CARPETS ARE ON THE WAY!***(These Seller incentives are based on Seller receiving an acceptable offer.)Welcome to Island Reserve! A gated community offering resort-style living just minutes from the beach! This spacious 2-bedroom, 2.5-bath condo is a GROUND FLOOR END UNIT with no stairs and EASY ACCESS to the parking garage for added convenience.Enjoy FRESH INTERIOR PAINT throughout and beautiful natural light pouring in from the large French doors that open to your PRIVATE PATIO - perfect for relaxing or entertaining. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that opens to the dining and living space with HIGH CEILINGS and wood flooring!The split bedroom layout offers privacy, with each bedroom featuring its own en-suite bath and walk-in closet. The primary suite includes a soaking tub, separate shower, and dual vanities. A guest powder room and laundry area complete the layout.Island Reserve amenities include:-Lagoon-style pool with waterfall -Fitness center- Indoor basketball court- Beautifully landscaped grounds-Game room

Details

Property type

Condominium

Est. home value

$310,481

Lot size

Unknown

Price per sq ft

$242

Year built

2008

Annual property taxes

$984

Monthly HOA fee

$672.58

Price History

04/01/2025
CentralPanhandle

CentralPanhandle #771264

Listed
$320,000

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Community features: 

Pool, Gated, Clubhouse, Fitness Center

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Vision Bank

Loan start date

July 2010

Original loan amount

$116,000

Est. remaining balance

Not provided

Interest rate

5%

Loan type

New Conventional, 30 year

Seller

William David Smith

Lender

Vision Bank

Loan start date

July 2010

Original loan amount

$14,335

Est. remaining balance

Not provided

Interest rate

5%

Loan type

Stand Alone Second, 25 year

Seller

William David Smith

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 7:20 PM

Listing updated: 04/01/2025 at 4:10 PM

Listed by: Sydney Felix, Full Sail Realty of NWFL Phone #: (850) 348-1673

MLS: CentralPanhandle #771264

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