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$1,150,000

Beds
3
Baths
3.5
sq ft
2,091

8821 Saint Andrews Dr, Miramar Beach, FL 32550

8821 Saint Andrews Dr

Miramar Beach, FL 32550

  • 9 days on market
Nestled in the serene, rental-restricted community of St. Andrews, this updated, single story home offers privacy and tranquility with a wooded backdrop and creek views from the spacious back deck. Impressive upgrades include a 2025 concrete tile roof, 2024 GAS water heater, 2022 HVAC, and fresh interior/exterior paint. Hard surface flooring throughout, a wet bar with ice maker, and a kitchen range vented for GAS or electric add both style and convenience. The split-bedroom layout ensures privacy, with each bedroom featuring an ensuite bath. The open-concept kitchen, living, and dining area is perfect for entertaining, plus a bonus nook off the living room and guest bedroom makes an ideal office or art space. A rare find in a sought-after neighborhood--don't miss this opportunity! As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage and seller(s) are presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

Details

Property type

Single Family Residence

Est. home value

$931,867

Lot size

6,970 sq ft

Price per sq ft

$550

Year built

1997

Monthly HOA fee

$446.37

Price History

03/24/2025
EmeraldCoast

EmeraldCoast #971970

Listed
$1,150,000
+4.64%
03/04/2025
EmeraldCoast

EmeraldCoast #955333

Removed
$1,099,000
08/22/2024
EmeraldCoast

EmeraldCoast #955333

Price change
$1,099,000
-4.43%

Schools & Community

Elementary school: 

Van R Butler

Middle school: 

Emerald Coast

High school: 

South Walton

Community features: 

Gated, Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$633,128
Asking price
$1,150,000
Closing costs (~8% of asking)
-$92,000
Est. remaining loan balance
-$424,872
Cash to seller
$633,128

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homeside Financial Llc

Loan start date

July 2020

Original loan amount

$472,000

Est. remaining balance

$424,872

Interest rate

3.21%

Loan type

New Conventional, 30 year

Seller

Joseph N Zemis and Kristin R Zemis

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 4:40 AM

Listing updated: 03/24/2025 at 12:56 PM

Listed by: Christine Thompson, Christine Thompson, Christine A Thompson, The Agency Sandestin Phone #: (850) 267-8100

MLS: EmeraldCoast #971970

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