tomo logo

$498,999

Beds
4
Baths
2.5
sq ft
2,262

890 Terrapin Dr, Debary, FL 32713

890 Terrapin Dr

DEBARY, FL 32713

  • 101 days on market
    • Price drop $1,000↓
    • Open house Jan 25
STUNNING MOVE-IN-READY HOME IN A PRIME LOCATION! Step into luxury with this exquisite 4-bedroom, 2.5-bathroom home, built by Dream Finders Homes in 2021. The Anna Maria Model offers 2,262 sq ft of heated living space and a highly functional open floor plan. Enjoy a charming front porch, a screened-in rear patio, and a gourmet kitchen perfect for entertaining. As you enter this turn-key home, you’ll immediately notice the upgraded wood plank-style vinyl flooring, ceiling fans, and luxury light fixtures throughout. The kitchen is the heart of the home, featuring quartz countertops, an expansive island with bar-top seating, 42” solid wood cabinets with brushed brass hardware, a chevron tile backsplash, a range hood, cooktop, built-in oven, stainless steel appliances, and a walk-in pantry. The vaulted ceilings add to the spacious feel, creating an inviting environment for cooking and gathering. To the left of the foyer, you’ll find two spacious bedrooms and a full-size bathroom. Down the hall adjacent to the kitchen is a versatile en-suite with a half bath, perfect for guests or an office/den. The open concept continues into the dining room and large living room, which seamlessly flows through expansive sliding glass doors to a screened-in back patio, offering the ideal space for indoor/outdoor living and entertaining. The primary suite is located at the back of the home, offering privacy with a separate hallway leading to the laundry room and spacious walk-in closets. The primary bath is nothing short of impressive, featuring expansive quartz countertops, dual sinks, floor-to-ceiling tile in the stand-alone rain shower with dual shower heads and a glass door, plus an additional walk-in closet. The community offers fantastic amenities, including a resort-style pool, clubhouse, dog park, park, and playground. The Rivington community in DeBary is a hidden paradise just minutes away from the St. Johns River, boat ramps, and a wealth of outdoor activities. With easy access to Lake Mary, Sanford, Orlando, and East Coast Beaches, this location provides the perfect balance of tranquility and convenience. The home is also close to the Debary SunRail Station, Gemini Springs State Park, River City Nature Park, Central Florida Zoo & Botanical Gardens, Alexander Island Park, and The Junction.

Details

Property type

Single Family Residence

Est. home value

$462,399

Lot size

6,098 sq ft

Price per sq ft

$221

Year built

2021

Annual property taxes

$9,127

Monthly HOA fee

$12.08

Price History

12/04/2024
StellarMLS

StellarMLS #O6248923

Price change
$498,999
-0.2%
10/14/2024
StellarMLS

StellarMLS #O6248923

Listed
$499,999
-5.64%
06/20/2024
StellarMLS

StellarMLS #O6186351

Removed
$529,888

Schools & Community

Elementary school: 

Enterprise Elem

Middle school: 

River Springs Middle School

High school: 

University High School-VOL

Community features: 

Clubhouse, Park, Playground, Pool, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$106,535
Asking price
$498,999
Closing costs (~8% of asking)
-$39,920
Est. remaining loan balance
-$352,544
Cash to seller
$106,535

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Movement Mortgage

Loan start date

December 2021

Original loan amount

$377,423

Est. remaining balance

$352,544

Interest rate

3.05%

Loan type

New Conventional, 30 year

Seller

Rafael Tomas Cruz and Kristina Rivera Cruz

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/23/2025 at 7:25 AM

Listing updated: 01/21/2025 at 4:31 PM

Listed by: Erica Sadelfeld, THE REAL ESTATE COLLECTION LLC Phone #: (407) 656-7814

MLS: StellarMLS #O6248923

StellarMLS logo

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