tomo logo

$179,900

Beds
2
Baths
1.0
sq ft
728

905 Ruby Pl, Panama City, FL 32404

905 Ruby Pl

Panama City, FL 32404

  • 63 days on market
RECENTLY REMODELED, UPGRADES INCLUDE ALL NEW PAINT, ROOF WITH HURRICANE STRAPS. UPDATED LANDSCAPING. LOCATED ON A QUARTER ACRE (+/-) Quick easy walk to the water from this updated and charming brick home in Parker with a newer roof. A large open 1/4-acre lot allows plenty of parking for Boats, RV, guests, pets, Etc. Beautiful tile graces the front porch covered with a wood atrium. New tile flooring, lighting, fans, molding and paint throughout. A separate laundry room along very generous sized bedrooms all accompanied w/ tons of natural light. A wide-open living room attached to the kitchen makes any furniture layout desirable. New gravel in the drive, a wonderful neighborhood and 5 minutes to town or Tyndall Airforce base is 8 minutes away. Incredible opportunity for a vacation or long term. Also, affordable first home or enjoy a second home getaway from a distance. An American Home Shield Warranty in place. Concrete block home. Actual year built 1954. Effective year built 2014.

Details

Property type

Single Family Residence

Est. home value

$153,350

Lot size

Unknown

Price per sq ft

$248

Year built

1954

Price History

11/20/2024
EmeraldCoast

EmeraldCoast #961486

Listed
$179,900
11/14/2024
EmeraldCoast

EmeraldCoast #961486

Pending
$179,900
10/21/2024
EmeraldCoast

EmeraldCoast #961486

Listed
$179,900
+26.25%

Schools & Community

Elementary school: 

Parker

Middle school: 

Rutherford ( Middle )

High school: 

Rutherford

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$55,608
Asking price
$179,900
Closing costs (~8% of asking)
-$14,392
Est. remaining loan balance
-$109,900
Cash to seller
$55,608

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Everett Financial Inc

Loan start date

January 2022

Original loan amount

$116,875

Est. remaining balance

$109,900

Interest rate

3.12%

Loan type

New Conventional, 30 year

Seller

Michael Andrew Culpepper

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/23/2024 at 7:35 AM

Listing updated: 11/20/2024 at 8:34 AM

Listed by: Mike Herring, Mike Herring, Mike Herring, Mike Herring, Keller Williams Realty SRB Phone #: (850) 654-2900

MLS: EmeraldCoast #961486

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