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$169,000

Beds
2
Baths
1.0
sq ft
728

905 Ruby Pl, Panama City, FL 32404

905 Ruby Pl

Panama City, FL 32404

  • Pending
    • Price drop $10,900↓
RECENTLY REMODELED, UPGRADES INCLUDE ALL NEW PAINT, ROOF WITH HURRICANE STRAPS.UPDATED LANDSCAPING.LOCATED ON A QUARTER ACRE (+/-)Quick easy walk to the water from this updated and charming brick home in Parker with a newer roof. A large open 1/4 acre lot allows plenty of parking for Boats, RV, guests, pets, Etc. Beautiful tile graces the front porch covered with a wood atrium. New tile flooring, lighting, fans, molding and paint throughout. A separate laundry room along very generous sized bedrooms all accompanied w/ tons of natural light. A wide open living room attached to the kitchen makes any furniture layout desirable. New gravel in the drive, a wonderful neighborhood and 5 minutes to town or Tyndall Airforce base is 8 minutes away. Incredible opportunity for a vacation or long term. Also affordable first home or enjoy a second home getaway from a distance.

Details

Property type

Single Family Residence

Est. home value

$153,350

Lot size

9,888 sq ft

Price per sq ft

$233

Year built

1954

HOA

No

Price History

03/31/2025
CentralPanhandle

CentralPanhandle #763989

Pending
$169,000
02/14/2025
CentralPanhandle

CentralPanhandle #763989

Listed
$169,000
02/05/2025
CentralPanhandle

CentralPanhandle #763989

Pending
$169,000

Schools & Community

Elementary school: 

Parker

Middle school: 

Rutherford Middle

High school: 

Rutherford

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$46,441
Asking price
$169,000
Closing costs (~8% of asking)
-$13,520
Est. remaining loan balance
-$109,039
Cash to seller
$46,441

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Everett Financial Inc

Loan start date

January 2022

Original loan amount

$116,875

Est. remaining balance

$109,039

Interest rate

3.12%

Loan type

New Conventional, 30 year

Seller

Michael Andrew Culpepper

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 04/01/2025 at 5:55 AM

Listing updated: 03/31/2025 at 12:51 PM

Listed by: Mike S Herring, Keller Williams Realty Emerald Phone #: (850) 654-2900

MLS: CentralPanhandle #763989

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