tomo logo

$919,900

Beds
4
Baths
2.0
sq ft
2,217

944 Symphony Isles Blvd, Apollo Beach, FL 33572

944 Symphony Isles Blvd

APOLLO BEACH, FL 33572

  • 11 days on market
Welcome to 944 Symphony Isles Blvd, a BEAUTIFULLY RENOVATED WATERFRONT RETREAT in the prestigious, 24-hour guard-gated community of Symphony Isles. THIS HOME IS HIGH & DRY AT 13' ELEVATION AND WAS WELL PROTECTED DURING RECENT STORMS WITH NO WATER INTRUSION. This 4-bedroom, 2-bathroom home has been thoughtfully updated with modern finishes, high-end features, and an open-concept design that maximizes space, natural light, and breathtaking water views. Step into your private oasis, where outdoor living meets resort-style luxury. Enjoy the oversized heated pool with a new variable-speed Bluetooth pool pump (2023), new pool filter (2023), and a solar cover with reel (2022). The lanai has been completely rescreened (2024), ensuring a pristine outdoor retreat. Your private dock with a newly upgraded finger pier deck (2024) and 12,000 lb boat lift provides direct access to Tampa Bay, making it effortless to enjoy boating and waterfront adventures. This home has been completely transformed with new engineered wood flooring throughout (2023), replacing all carpet. The entire interior has been freshly painted (2023), enhancing its bright, modern aesthetic. The chef’s kitchen underwent a full renovation (2022), featuring shiplap backsplash and bar fronts (2023), stylish cabinetry, and premium finishes—an entertainer’s dream. The vaulted living area seamlessly connects to the outdoors through 12’ pocket sliding doors, now enhanced with remote electronic blinds (2022). A barn door slider (2022) adds a stylish touch to the family room. All interior doors have been replaced (2023) with elegant Shaker frosted 5-panel glass/wood doors for a sleek, contemporary look. The den has been converted into a functional 4th bedroom/home office with a custom-built closet (2023), offering flexibility for your lifestyle. The guest bathroom was fully renovated (2022) with modern finishes. Three closets now feature custom organizers (2023) for optimized storage. This home is elevated for safety and equipped with power hurricane shutters (front and back) for added security. Major updates include a new roof (2021), new attic insulation throughout (2023), and an upgraded HVAC 4-ton system (2020). The driveway was widened to accommodate vehicles three-wide (2023), and a black aluminum fence was added (2022) for enhanced curb appeal. Throughout the home, you’ll find modern ceiling fans (2022) and new light fixtures that elevate every space. Outside, three new palm trees (2024) add to the lush tropical landscaping. Living in Symphony Isles means embracing a premier waterfront lifestyle with 24/7 security, a clubhouse, community pool, private beach, boat ramp, and marina—all with low HOA fees and no CDD! Plus, you’re just minutes from Apollo Beach Park, the Nature Preserve, and the Manatee Viewing Center, making it easy to explore Florida’s stunning natural beauty. Premier waterfront dining at Circle’s or Finn’s are just a golf cart or boat ride away. This is a rare opportunity to own a fully upgraded coastal paradise in one of the area’s most sought-after waterfront communities. Schedule your private tour today!

Details

Property type

Single Family Residence

Est. home value

$911,842

Lot size

0.25 acres

Price per sq ft

$415

Year built

1986

Annual property taxes

$11,533

Monthly HOA fee

$172.5

Price History

02/12/2025
StellarMLS

StellarMLS #TB8350036

Listed
$919,900
+22.65%
12/15/2021
StellarMLS

StellarMLS #T3330551

Sold
$750,000

Schools & Community

Elementary school: 

Apollo Beach-HB

Middle school: 

Eisenhower-HB

High school: 

Lennard-HB

Community features: 

Gated, Clubhouse, Playground, Pool, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$496,373
Asking price
$919,900
Closing costs (~8% of asking)
-$73,592
Est. remaining loan balance
-$349,935
Cash to seller
$496,373

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First Internet Bank Of Indiana

Loan start date

December 2021

Original loan amount

$375,000

Est. remaining balance

$349,935

Interest rate

3.14%

Loan type

New Conventional, 30 year

Seller

David Ratti and Suzanne M Ratti

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 4:40 AM

Listing updated: 02/17/2025 at 2:48 PM

Listed by: Aaron Eshack, ASSIST 2 SELL THE ESHACK TEAM Phone #: (813) 400-1395

MLS: StellarMLS #TB8350036

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Recently listed in APOLLO BEACH