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$499,900

Beds
3
Baths
2.0
sq ft
1,914

97037 Mill Pond Ln, Fernandina Beach, FL 32034

97037 Mill Pond Ln

Fernandina Beach, FL 32034

  • 7 days on market
Gorgeous neighborhood with huge oak trees, located within minutes to Amelia Island. This home features new flooring throughout, spa-like master bathroom, remodeled kitchen, newer appliances and wine bar nook. There is an additional office/4th bedroom, separate breakfast area and dining room. This light and bright home has an open floor plan with a master suite on one side of the house. Home has many updates including new roof (2024), AC (2017), Septic (2024) and fence (2024). A rated school district and zoned for Fernandina Beach schools. The homes sell quickly in this area, schedule your appointment to see today!

Details

Property type

Single Family Residence

Est. home value

$416,823

Property condition

Updated/Remodeled

Lot size

0.28 acres

Price per sq ft

$262

Year built

2001

Annual property taxes

$1,865.57

Monthly HOA fee

$17.5

Price History

03/26/2025
RealMLS

RealMLS #2077785

Listed
$499,900
+151.21%
03/27/2015
RealMLS

RealMLS #755635

Sold
$199,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Community First Credit Union Of Florida

Loan start date

June 2021

Original loan amount

$50,000

Est. remaining balance

$45,906

Interest rate

2.98%

Loan type

New Conventional, 30 year

Seller

Tanya S Windham and Jeffrey M Windham

Lender

Primelending

Loan start date

May 2015

Original loan amount

$189,050

Est. remaining balance

$148,241

Interest rate

3.7%

Loan type

New Conventional, 30 year

Seller

Jeffrey M Windham and Tanya S Windham

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 8:30 PM

Listing updated: 03/31/2025 at 7:41 PM

Listed by: MARLENA PALMER, COASTAL HOMES AND LAND LLC Phone #: (904) 422-0470

MLS: RealMLS #2077785

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