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$319,995

Beds
3
Baths
2.0
sq ft
1,120

1004 Swan Ln, Ruther Glen, VA 22546

1004 Swan Ln

RUTHER GLEN, VA 22546

  • 5 days on market
1004 Swan Lane, Ruther Glen, VA 22546 – Lake Land'Or Home with Pond Access Located in the gated Lake Land'Or community, this home offers direct access to a shared pond, making it easy to step outside and enjoy the water. With upgrades and ample car port storage, it’s a great option for those looking for a well-appointed home in a community full of amenities. Pond Access – Walk right down to the water from your backyard for fishing, relaxing, or simply enjoying the view. 26 x 46 Carport – Ideal for boats, RVs, and multiple vehicles. Florida Room & Deck – A $30,000 addition featuring vinyl materials & Trex decking for durability and low maintenance. Updated Bathrooms – Custom upgrades already in place. Concrete Driveway – Spacious and well-maintained for easy parking. Lake Land'Or Community Perks: Lakes, beaches, and pools for outdoor recreation. Clubhouses for gatherings and events. Basketball & tennis courts, fitness center, and playgrounds. Walking trails & a fenced dog park. Archery & skeet ranges for outdoor enthusiasts. Enjoy scenic water views and direct pond access in a gated community with fantastic amenities. 📞 Schedule a showing today! More Photos Coming Soon

Details

Property type

Single Family Residence

Est. home value

$314,842

Lot size

Unknown

Price per sq ft

$286

Year built

2004

Annual property taxes

$1,575

Monthly HOA fee

$87.5

Price History

03/17/2025
Bright

Bright #VACV2007242

Listed
$319,995
+40.97%
07/15/2020
Bright

Bright #VACV122264

Sold
$227,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

CAROLINE

High school: 

CAROLINE

Community features: 

Pool

School district: 

CAROLINE COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$107,462
Asking price
$319,995
Closing costs (~8% of asking)
-$25,600
Est. remaining loan balance
-$186,933
Cash to seller
$107,462

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Atlantic Coast Mortgage

Loan start date

July 2020

Original loan amount

$207,875

Est. remaining balance

$186,933

Interest rate

3.15%

Loan type

FHA, 30 year

Seller

Renado Brown

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/17/2025 at 5:05 AM

Listing updated: 03/17/2025 at 12:09 AM

Listed by: Alexander Wilson, Ascendancy Realty LLC Phone #: (540) 767-5063

MLS: Bright #VACV2007242

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