tomo logo

$400,000

Beds
5
Baths
3.0
sq ft
2,625

10121 Newminster Loop, Ruskin, FL 33573

10121 Newminster Loop

RUSKIN, FL 33573

  • Pending
    • Price drop $15,000↓
Under contract-accepting backup offers. OWNER FINANCING AVAILABLE! Welcome to this 5 bedroom, 3 full bath, 2 car garage Lennar home nestled in the vibrant Belmont Community where residents can enjoy a world of amenities including two community pools, a basketball court, tennis court, pickleball, playground, dog park, and more! This 2 story home features an open concept layout with one guest bedroom and full bath downstairs. The kitchen is equipped with beautiful 42” cabinets, granite countertops, stylish backsplash, stainless-steel appliances, coffee bar, huge pantry offering plenty of storage, and a kitchen island with bar seating. The other 4 bedrooms are upstairs, including the large and well-appointed primary suite which features a walk-in-closet, double sinks, garden tub and separate shower. Need more space? There’s even a loft that could be used as an office area or playroom. Laundry room is located upstairs with the majority of bedrooms. Recent upgrades include LVP flooring, colonial base molding, and a 10x14 screened-in porch. Great outdoor space with an oversized extended patio, covered and screened in for your convenience. No neighbors behind you, means you have a beautiful view! All community amenities included for one low annual HOA fee of only $158 per year. CDD incl in Taxes. (Owner Financing with 20% down, 7% rate, 3 year call)

Details

Property type

Single Family Residence

Est. home value

$419,519

Lot size

4,680 sq ft

Price per sq ft

$153

Year built

2016

Annual property taxes

$6,023.13

Monthly HOA fee

$13.17

Price History

11/02/2024
StellarMLS

StellarMLS #L4946557

Pending
$400,000
09/12/2024
StellarMLS

StellarMLS #L4946557

Price change
$400,000
-3.61%
08/26/2024
StellarMLS

StellarMLS #L4946557

Price change
$415,000
-2.35%

Schools & Community

Elementary school: 

Belmont Elementary School

Middle school: 

Eisenhower-HB

High school: 

Sumner High School

Community features: 

Park, Playground, Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$174,679
Asking price
$400,000
Closing costs (~8% of asking)
-$32,000
Est. remaining loan balance
-$193,321
Cash to seller
$174,679

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Universal American Mortgage Co

Loan start date

January 2016

Original loan amount

$236,329

Est. remaining balance

$193,321

Interest rate

3.95%

Loan type

FHA, 30 year

Seller

Janet Andrea Borjas

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 11/05/2024 at 4:15 PM

Listing updated: 11/02/2024 at 5:47 PM

Listed by: Brittany Love, EXP REALTY LLC Phone #: (888) 883-8509

MLS: StellarMLS #L4946557

StellarMLS logo

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