tomo logo

$299,900

Beds
3
Baths
2.0
sq ft
1,670

102 Waterman Rd, Saint Marys, GA 31558

102 Waterman Rd

St. Marys, GA 31558

  • 7 days on market
Welcome to 102 Waterman Road - Your Peaceful Retreat Awaits! Tucked beneath a canopy of majestic live oak trees, this beautifully updated 3-bedroom, 2-bath home is the perfect blend of comfort, nature, and charm. Step inside to find spacious living areas with high vaulted ceilings, warm LVP flooring, and a cozy woodburning fireplace that invites you to relax and unwind. The kitchen features granite countertops, sleek stainless steel appliances, and plenty of cabinet space, making it both functional and stylish. The primary suite offers a beautifully renovated walk-in shower and a calming space to end your day. What truly sets this home apart is the stunning sunroom-your year-round sanctuary. Though not included in the official square footage, it's fully climate-controlled and offers front-row seats to daily visits from a variety of birds and local wildlife. Whether you're sipping morning coffee or enjoying a quiet evening, this space is pure magic. Additional highlights include: * Updated in 2022 * Epoxy flooring in the garage and outdoor patio * Direct access to Dark Entry Creek-bring your kayaks and get ready for adventure! If you've been searching for a home that feels like a permanent vacation, you've found it. Come experience the peace and beauty of 102 Waterman Road-where nature meets comfort in the heart of St. Mary's. Community offers a large swimming pool, lake, playground, tennis courts, and is in close proximity to St. Mary's waterfront, dining, shopping, and conveniently located near Kings Bay Naval Base, and I-95

Details

Property type

Single Family Residence

Est. home value

$295,246

Lot size

7,841 sq ft

Price per sq ft

$180

Year built

1990

Annual property taxes

$4,013.95

HOA

Yes

Price History

03/27/2025
GeorgiaMLS

GeorgiaMLS #10487674

Listed
$299,900
12/14/2024
GeorgiaMLS

GeorgiaMLS #10321063

Removed
$299,900
09/12/2024
GeorgiaMLS

GeorgiaMLS #10321063

Removed
$299,900

Schools & Community

Elementary school: 

Mary Lee Clark

Middle school: 

Saint Marys

High school: 

Camden County

Community features: 

Lake, Playground, Pool, Street Lights, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$63,896
Asking price
$299,900
Closing costs (~8% of asking)
-$23,992
Est. remaining loan balance
-$212,012
Cash to seller
$63,896

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Rocket Mortgage

Loan start date

August 2022

Original loan amount

$220,000

Est. remaining balance

$212,012

Interest rate

5.51%

Loan type

New Conventional, 30 year

Seller

Lorna Ward

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/04/2025 at 3:00 AM

Listing updated: 03/28/2025 at 12:10 PM

Listed by: Kristi Spencer, Coastal Roots Realty

MLS: GeorgiaMLS #10487674

GeorgiaMLS logo

Recently listed in St. Marys

$279,000|3 bd|2.0 ba|House
$285,000|3 bd|2.0 ba|House
$437,500|4 bd|2.0 ba|House
$1,195,000|4 bd|4.5 ba|House
$270,000|3 bd|2.0 ba|House
$299,900|3 bd|2.0 ba|House